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Investing
T-Bill Rate

CIBC T-Bill Rate GIC

CIBC T-Bill Rate GIC makes the most of your larger investment in a short term, with principal and interest guaranteed.

With a CIBC T-Bill Rate GIC, you deposit your money with us for 90 to 100 days, and earn interest at a fixed rate which is higher than our regular 90-day GIC rate.

Interested in purchasing a CIBC GIC?
Call Telephone Banking1 or visit your branch.
1-866-525-8622 toll free


Type non-redeemable
Minimum investment $25,000 (up to $200,000)
Terms available 90 to 100 days
Access to funds at maturity only
Interest paid at maturity only


Interested in an RRSP GIC?
Consider a CIBC Non-Redeemable RRSP GIC.
For RRIF/LIF portfolios
We recommend the CIBC RRIF GIC and LIF GIC.


Is it for you?

The CIBC T-Bill Rate GIC could be for you if any of the following apply:

  • You have a large investment to park for a short time, perhaps before making a major purchase or investment decision.
  • You value the stability and security of a fixed-term investment for some or all of your portfolio.

Useful information:

This GIC is issued by CIBC and qualifies as collateral for loans.

1 To buy through Telephone Banking, you need to have a CIBC bank account or CIBC GIC already.