CIBC Flexible GIC®

The CIBC Flexible GIC guarantees your principal and interest, while giving you the option to cash out early without penalty.

With a CIBC Flexible GIC, you deposit money with us for 1 year. At the end of the term, we return your deposit, guaranteed. During the term, you earn interest on your money at a guaranteed rate with the flexibility to withdraw funds at any time - with full interest earned - after 30 days.

Purchase online, call Telephone Banking at
1-866-525-8622 or visit one of our branches.

Type	cashable
Minimum investment	$1,000
Terms available	1 Year
Access to funds	You can access your money at any time. Prior to maturity, there is a minimum withdrawal amount based on your original investment.
Interest	Paid at maturity Larger balances are generally rewarded with higher interest rates In the event of early withdrawal, full interest earned is paid after only 29 days If you withdraw funds within the first 29 days, no interest is paid


	Consider a CIBC Flexible RRSP GIC.


	We recommend the CIBC RRIF GIC and LIF GIC.

Is it for you?

The CIBC Flexible GIC could be for you if any of the following apply:

You want an investment that earns competitive interest rates while providing the flexibility to withdraw funds at any time
You want a secure investment

Useful information:

Principal and interest can be automatically renewed or deposited into your bank account
This GIC is issued by CIBC and qualifies as collateral for loans

1 To buy through Telephone Banking, you need to have a CIBC bank account or CIBC GIC already.
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Rates

Current Flexible GIC rates

Investing information

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