CIBC Flexible TFSA GIC™

The CIBC Flexible TFSA GIC guarantees your principal and interest, while giving you the option to change CIBC investment options without penalty.

With a CIBC Flexible TFSA GIC, you deposit your money with us for 1 year. At the end of the term, we return your deposit, guaranteed. During the term, you earn interest on your money at a guaranteed rate with the flexibility to withdraw funds and change CIBC investment options at any time - with full interest to the date of redemption (provided this date is at least 30 days after the issue date).

Interested in applying for a CIBC TFSA GIC?

Purchase online, call Telephone Banking1 at 1-800-465-2422 or visit one of our branches.

Type	Cashable
Minimum investment	$500
Terms available	1 Year
Access to funds	You can access your money at any time Full or partial redemption is allowed subject to a minimum withdrawal of $500 At least $500 in principal must remain on deposit after a partial withdrawal; otherwise, the full balance of the GIC will be redeemed
Interest	Paid at maturity In the event of early withdrawal, full interest to the date of redemption is paid after only 30 days If you withdraw funds within the first 29 days, no interest is paid
Fees	There are no fees unless you transfer all or part of your TFSA funds to another financial institution, in which case a $100 fee will apply.


	Consider a CIBC Flexible RRSP GIC.


	We recommend the CIBC RRIF GIC and LIF GIC.


	Consider a CIBC Flexible GIC .

Is it for you?

The CIBC Flexible TFSA GIC could be for you if any of the following apply:

You want an investment that earns competitive interest rates while providing the flexibility to withdraw funds and change CIBC investment options at any time
You want a secure investment

Useful information

Principal and interest are automatically renewed into a CIBC Flexible TFSA GIC for the same term unless you provide alternate instructions prior to maturity

Trademarks and Disclaimers

Products and their features may change at any time. This is a general description only. For more information and product terms and conditions, consult product brochures or call 1-800-465-2422.

TFSA GICs are issued and guaranteed by CIBC.

1 To buy through Telephone Banking or online, you need to have a CIBC bank account already.

™ Trademark of CIBC