When it's time for you to renew, we're here to help you choose the mortgage that's best for you. We'll help you assess your current situation to ensure that your mortgage properly reflects your needs.

A mortgage solution that's best for you

Whether you're looking for cost-effective mortgage solutions, ways to pay down your mortgage faster, or additional funds for a renovation project, CIBC has a wide range of options to choose from.

Renew early and get the best current rate

Did you know that you can renew your mortgage as early as 120 days in advance? As a valued CIBC mortgage customer, you may be eligible for our early renewal offer. This offer allows you to lock your mortgage in at current rates without prepayment charges, if you select a minimum 3-year term on a fixed-rate mortgage*.

Renew at maturity

If you would like to wait until your maturity date to renew your CIBC mortgage, we'll offer you the best current posted rate within the last 30 days of your mortgage term.

Renew your mortgage today in 2 convenient ways:

Call the CIBC Mortgage Servicing Call Centre toll free at 1-888-264-6843
Visit the CIBC branch nearest you

* Prepayment charge waiver is available for existing 1 to 5 year term CIBC closed fixed rate mortgages that are within 120 to 40 days of maturity. Renewal into a fixed rate mortgage must be for a minimum 3 year term.

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