CIBC Mortgage Guide

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Get Pre-Approved


Get a Pre-Approval Mortgage Certificate

Secure a great rate with a CIBC Pre-Approved Mortgage Certificate and shop for your home with confidence.

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Apply for Financing


Interested in applying for a CIBC Mortgage?

The first step is to get pre-approved.

If you already have a signed offer to purchase a property, you're ready to apply for a mortgage online, call Telephone Banking at 1-888-381-6111 or visit one of our branches.


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Research Articles, Rates and Tools


Buying your first home

There's nothing quite like owning your own home - getting to know your neighbours, decorating your home and creating a place that you can call your own.

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Learn About CIBC Products


Choosing a mortgage

At CIBC, we offer mortgage solutions to meet your changing needs - today and tomorrow. Find out which product is right for you.

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Something Else?


Looking for something else?


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Explore Other Financing Options


Pay your mortgage down faster

A mortgage is a big commitment. Most mortgages are paid over 25 years, but we have some tips to help you pay yours off faster. Reducing the number of years you make mortgage payments can add up to big savings!

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Transfer My Mortgage


Transferring your mortgage to CIBC

Transferring your mortgage to CIBC is simple and convenient.

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Research Articles, Rates and Tools


Already a homeowner

At CIBC, we offer a range of borrowing solutions to help with home ownership. Whether you are looking for money-saving mortgage options, ways to pay your mortgage down faster or something else that's important to you, we can help.

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Renew My Mortgage


Renewing your CIBC mortgage

When it's time for you to renew, we're here to help you choose the mortgage that's right for you with a renewal process that's simple and convenient.

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Refinance My Mortgage


Use the power of your home equity to secure a lower interest rate and save!

With a CIBC Home Power mortgage or line of credit, you can secure a lower interest rate to help you save on interest costs. Use funds for home renovations, vacations, investments or other day-to-day needs. And with two great borrowing options available, you can select the one that best suits you.


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Manage My Mortgage


Manage your mortgage

Online Banking makes it easy for you to manage your mortgage. You can view your payment details, payment history, annual summary and tax information at any time.

If you want to change your mortgage payment, you can make an online request to increase your payments or change the CIBC account that your payments are debited from. You can also choose to make a prepayment.


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Apply for CIBC Mortgage Life Insurance


Mortgage Life Insurance

Protect your family's home for the life of your mortgage with CIBC Mortgage Life Insurance provided by The Canada Life Assurance Company (Canada Life).

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A CIBC Mortgage Representative will contact you by the end of the next business day, during your preferred time range.

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To start the application process, have a Mortgage Specialist call you within 1 business day.

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Request a Call

To start the application process, have a Mortgage Specialist call you within 1 business day.


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Apply Online

Shop for your home with confidence.

Get Pre-approved

Already have a signed offer? Apply online

Call

Visit a branch