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Rates


Mortgages Bank Accounts Mutual Funds GICs RRSPs RRIFs/LIFs Business Bank Accounts


Interest is calculated on each day's final balance and paid monthly. When the final daily account balance is less than $10,000 no interest is paid on that day's balance, except for bonus interest. Your entire daily account balance earns the rate shown here when the balance falls in any of the "balance" tiers. In the "portion" tier the rate applies only on the portion of the balance which is in that tier.

Rates effective as of: September 10, 2008

Daily Closing Balance: Interest Rate (%) (including bonus interest)
$0 up to $9,999.99 0.10*
$10,000.00 to $99,999.99 1.25*
$100,000.00 to $249,999.99 1.65*
$250,000.00 to $999,999.99 2.25*
$1,000,000.00 to $5,000,000.00 2.25*
Portion $5,000,000.01 and over 2.50*
Annual Bonus Interest Rate1
* (included in above interest rates)		 0.10

1 Annual Bonus Interest Rate: Regardless of the daily balance amount, bonus interest is paid on the minimum balance in the account during the calendar month.

NOTE: General Terms and Conditions For Interest on Deposit Accounts
Interest is credited to your account as of the last business day in the interest period. However, the interest cannot be withdrawn, and will not be printed at branch terminals or at CIBC's Bank Machines or made available through CIBC Telephone or Online Banking, until two business days after the end of the interest period.

Interest rates quoted are annual and are subject to change without prior notice.

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If you have any questions about our interest rates, call 1-800-465-2422, or come into your local CIBC branch today to open an account.