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Rates


Mortgages Bank Accounts Mutual Funds GICs RRSPs RRIFs/LIFs Business Bank Accounts


The rates shown are for the annual interest and at-maturity interest payment options and may change without prior notice. For GICs with different interest payment options, please contact us at 1-866-525-8622.

Rates as of:

Term/Balance 1000 - 4999 5000 - 24999 25000 - 99999 100000 - 249999 250000 - 999999
1 - 29 days
30 - 59 days
60 - 89 days
90 - 119 days
120 - 179 days
180 - 269 days
270 - 364 days

Term/Balance 1000 - 99999 100000 - 249999 250000 - 999999
12 - 16 months
17 months
18 - 23 months
24 - 29 months
30 - 35 months
36 - 41 months
42 - 47 months
48 - 53 months
54 - 59 months
60 - 65 months
66 - 71 months
72 - 77 months
78 - 83 months
84 months

Dollar Ranges Year 1 Year 2 Year 3 Effective Yield
500 - 99,999
100,000 - 249,999
250,000 - 999,999

Dollar Ranges Year 1 Year 2 Year 3 Year 4 Year 5 Effective Yield
500 - 99,999
100,000 - 249,999
250,000 - 999,999

Term/Balance 1000 - 4999 5000 - 999999
30 days†
90 days
180 days†
270 days
12 months†
14 months
17 months
18 months
24 months†
25 months
30 months
36 months
60 months

† Time-limited CIBC Bonus Rate GIC rate offers are currently available on the 30-day, 90-day, 180-day, 12-month and 24-month terms.


Term/Balance 500 - 999999
1-year
2-year
3-year
4-year
5-year

*Note: A minimum investment of $2,500 ($500 for each of the 5 terms) is required to invest in this product.

Term/Balance 25000 - 49999 50000 - 99999 100000 - 200000
90 - 100 days

Term/Frequency On Maturity
30 - 59 days
60 - 89 days
90 days

Dollar Ranges Year 1 Year 2 Year 3 Effective Yield
500 - 99,999
100,000 - 249,999
250,000 - 999,999

Dollar Ranges Year 1 Year 2 Year 3 Year 4 Year 5 Effective Yield
500 - 99,999
100,000 - 249,999
250,000 - 999,999

Term/Balance
 1000 -
4999		 5000 -
24999		 25000 -
99999		 100000 -
249999		 250000 -
499999		 500000 -
999999
365 - 375 days

Term/Balance 1000 - 24999 25000 - 99999 100000 - 249999 250000 - 499999 500000 - 999999
1 year

* Rates shown are annual rates, and apply to new Variable Rate GICs only. Rates are equal to the CIBC Prime Rate less a fixed spread and will change 1 day after the CIBC Prime Rate changes.


Term/Balance 500 - 999 1000 - 4999 5000 - 99999 100000 - 249999 250000 - 999999
1 - 29 days
30 - 59 days
60 - 89 days
90 - 119 days
120 - 179 days
180 - 269 days
270 - 364 days
12 - 17 months
18 - 23 months
24 - 29 months
30 - 35 months
36 - 41 months
42 - 47 months
48 - 53 months
54 - 59 months
60 - 65 months
66 - 71 months
72 - 77 months
78 - 83 months
84 months

Rates shown are current and will change without notice.

The CIBC Market Mix Weighted GIC Component is currently 5% of the following rates:

Term		 Rate
3 years (36 months)
5 years (60 months)

* Notes:
1. Interest rates quoted are annual rates. Rates are fixed for each GIC's term. Rates are subject to change without prior notice.
2. Interest calculation: compound interest is calculated annually and paid at maturity.
3. Minimum deposit: $500.