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Gold
CIBC Gold VISA Card. Earn points and enjoy premium services with your CIBC Gold VISA Card. Apply Now
BenefitsDetails

Reward yourself with Gold Bonus Points towards merchandise and travel every time you purchase with your card. Plus, you'll enjoy a full range of premium insurance benefits.

Earn one Gold Bonus Point for every dollar spent on your CIBC Gold VISA Card. And you can redeem your points for merchandise and travel from our World of Gold Rewards.

CIBC CreditSmart™ - a revolutionary array of credit management features - all at no additional cost to you. As a cardholder, you'll enjoy smart, customized tools and innovative services that will help you better organize and manage your credit card spending. There's even a suite of security and protection features that is simply unparalleled in Canada.
Find out more

More premium features! Get Common Carrier Accident Insurance worth up to $500,000, commission-free American Express Travellers Cheques+, and up to 20% discount at participating AVIS locations.

Enjoy worldwide acceptance, the convenience of cash advances of up to $5,000, emergency card replacement, and up to 31 days of Out-of-Province Travel Medical Insurance for cardholders age 64 and under.

CIBC Online Banking

CIBC Online Banking makes it easy to get instant access to information on your card – any time day or night. You can view your available credit, last payment, balance owing, payment due date, minimum payment amount, transaction details, and more. Plus, you will have complete access to CIBC CreditSmart online features, which give you amazing new ways to organize and manage your monthly spending. You can even activate no-fee security features that will help protect you against fraudulent card use. Learn more or register now.

Lost your card? Call 1-800-663-4575
Customer Service: Call 1-800-465-4653

Credit limit:
$5,000 minimum
Household income:
$35,000 minimum
Annual fee: $99
($69 for seniors over 65)
Current Regular Interest rate: 19.5%1
Additional cards:
$30 each per year, up to 3 cards maximum
Track your spending easily. Understand exactly where your money goes with CIBC CreditSmart™ - available exclusively to CIBC VISA* cardholders. Learn more
Banking on your terms. CIBC Online Banking. Access your credit card information online when you want, where you want! Learn more