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The CIBC U.S. Dollar VISA Card is designed exclusively for Canadians who travel to the U.S. more than twice a year. Best of all, you will receive your monthly statements in U.S. dollars.

The CIBC U.S. Dollar VISA Card is for you if:

• You frequently travel to the U.S.
• You live in the U.S. for more than three months of the year
• You operate a small business with dealings in the U.S.
• You maintain a U.S. Dollar account
• You have a minimum annual household income of $15,000

Travelling to the U.S. for business or pleasure is so much more convenient with the CIBC U.S. Dollar VISA Card:

• No more worrying about fluctuating exchange rates
• Pay your credit card bills in U.S. funds and avoid currency conversion fees
• Commission-free regular American Express Travellers Cheques†

The value of your CIBC U.S. Dollar VISA Card goes far beyond saving on exchange rates.
You will also receive these premium credit card advantages:

• $100,000 Common Carrier Accident Insurance2
• AVIS car rental discounts of up to 20% at participating locations3
• Cash advances of up to $1,0004
• Emergency card replacement
• Worldwide VISA acceptance when at over 24 million locations
• Identity Theft Assistance - get quick access to guidance and clear instructions on what to do if you suspect you're the victim of identity theft by calling 1-800-465-4653

Trademarks and Disclaimers

1 The current regular interest rate is 19.5% for both purchases and cash advances.

3 AVIS discounts are available at participating AVIS locations and are applied automatically when you use the Card to pay for the rental (Quebec residents may obtain the discount without using their Card, provided they show the Card when paying by an alternative payment option acceptable to AVIS).

4 Cash advances bear interest from the date they are taken. Advances are subject to available credit.

™ "CIBC for what matters" and "CIBC CreditSmart" are trademarks of CIBC.

† American Express Travellers Cheques and Cheques for Two are registered trademarks of American Express Company. Used under licence from American Express Company.

* VISA Int./lic. user.

Insurance Features/Options:

2 Common carrier fares must be charged to the card prior to your departure to activate coverage. $100,000 Common Carrier Accident Insurance is available only to the Primary Cardholder and his/her spouse and dependent children; coverage is up to $100,000. All Insurances are underwritten by Royal & Sun Alliance Insurance Company of Canada are subject to limitations and exclusions outlined in the insurance certificates distributed with the Card Package.