CDIC Deposit Insurance Information

Canadian Imperial Bank of Commerce (CIBC), CIBC Mortgages Inc., and CIBC Trust Corporation are members of Canada Deposit Insurance Corporation.

The following instruments or products are deposits eligible for deposit insurance from the Canada Deposit Insurance Corporation, subject always to maximum coverage limitations as outlined by the CDIC in Protecting Your DepositsProtecting Your Deposit. Opens a new window in your browser.

Savings, chequing and combined savings-chequing accounts

Currently available:

• CIBC Everyday^® Chequing Account
• CIBC Smart™ Account (formerly CIBC Unlimited^® Chequing Account)
• CIBC Smart™ Plus Account (formerly CIBC PremierService^® Account)
• CIBC eAdvantage^® Savings Account
• CIBC US$ Personal Account
• CIBC Foreign Currency Account

No longer available:

• CIBC Premium Growth Account
• CIBC Bonus Savings Account
• CIBC Personal Chequing Account
• CIBC Regular Savings Account
• CIBC Daily Interest Savings Account
• CIBC Chequing Savings Account
• CIBC Waive Account^®
• CIBC EverydayPlus^® Chequing Account

Non-personal or commercial accounts

Currently available:

• CIBC Business Operating Account^™
• CIBC Not-for-Profit Operating Account
• CIBC AgriInvest Account
• CIBC Business Investment Growth Account^™
• CIBC U.S. Dollar Account
• CIBC Foreign Currency Account

No longer available:

• CIBC Business Interest Account^®

Guaranteed Investment Certificates (GICs)
 

Currently available:

• CIBC Short-Term GIC
• CIBC Redeemable GIC (formerly CIBC Redeemable Long-Term GIC)
• CIBC Redeemable Short-Term GIC¹
• CIBC Flexible GIC^{®, 2}
• CIBC Save-Up GIC^™
• CIBC T-Bill Rate GIC
• CIBC Treasury Certificate GIC
• CIBC Cashable Escalating Rate GIC^®
• CIBC EasyBuilder GIC^®
• CIBC Variable Rate GIC
• CIBC Guaranteed Market Return GIC, Short-Term Investment (MLGIC)³ held for CIBC Guaranteed Market Return GIC and the Cash Account (MLGIC)
• CIBC Monthly Income Fund-linked GIC, Short-Term Investment (MLGIC) held for a CIBC Monthly Income Fund-linked GIC and the Cash Account (MLGIC)
• CIBC Market Return GIC, Short-Term Investment (MLGIC) held for a CIBC Market Return GIC and the Cash Account (MLGIC)
• CIBC Floating Market Rate GIC, Short-Term Investment (MLGIC) held for a CIBC Floating Market Rate GIC and the Cash Account (MLGIC)
• CIBC Market Mix GIC, Short-Term Investment (MLGIC) held for a CIBC Market Mix GIC and the Cash Account (MLGIC)
• CIBC Index Growth GIC, Short-Term Investment (MLGIC) held for CIBC Index Growth GIC and the Cash Account (MLGIC)
• CIBC U.S. Dollar Term Deposit
• CIBC Foreign Currency Term Deposit
• CIBC Large Dollar GIC
• CIBC Commercial Rate GIC

Periodically or seasonally offered

• CIBC Bonus Rate GIC
• CIBC Special Offer GIC
  
  

No longer available:

• CIBC Premium Rate GIC^®

TFSA GICs
 

Currently available:

• CIBC TFSA Guaranteed Investment Certificate (Redeemable)
• CIBC TFSA Guaranteed Investment Certificate (Non-Redeemable)
• CIBC Cashable Escalating Rate TFSA GIC^™
• CIBC Escalating Rate TFSA GIC^™
• CIBC Flexible TFSA GIC^™
• CIBC Guaranteed Market Return GIC, Short-Term Investment (MLGIC)³ held for CIBC Guaranteed Market Return GIC and the Cash Account (MLGIC)
• CIBC Monthly Income Fund-linked GIC, Short-Term Investment (MLGIC) held for a CIBC Monthly Income Fund-linked GIC and the Cash Account (MLGIC)
• CIBC Market Return GIC, Short-Term Investment (MLGIC) held for a CIBC Market Return GIC and the Cash Account (MLGIC)
• CIBC Floating Market Rate GIC, Short-Term Investment (MLGIC) held for a CIBC Floating Market Rate GIC and the Cash Account (MLGIC)
• CIBC Market Mix GIC, Short-Term Investment (MLGIC) held for a CIBC Market Mix GIC and the Cash Account (MLGIC)
• CIBC Index Growth GIC, Short-Term Investment (MLGIC) held for CIBC Index Growth GIC and the Cash Account (MLGIC)

Periodically or seasonally offered

• CIBC Bonus Rate TFSA GIC

RRSP GICs
 

Currently available:

• CIBC RRSP Guaranteed Investment Certificate (Redeemable) , including Group Plans
• CIBC RRSP Guaranteed Investment Certificate (Non-Redeemable)
• CIBC Cashable Escalating Rate RRSP GIC™
• CIBC Escalating Rate RRSP GIC^™
• CIBC Flexible RRSP GIC^™
• CIBC Guaranteed Market Return GIC, Short-Term Investment (MLGIC)³ held for CIBC Guaranteed Market Return GIC and the Cash Account (MLGIC)
• CIBC Monthly Income Fund-linked GIC, Short-Term Investment (MLGIC) held for a CIBC Monthly Income Fund-linked GIC and the Cash Account (MLGIC)
• CIBC Market Return GIC, Short-Term Investment (MLGIC) held for a CIBC Market Return GIC and the Cash Account (MLGIC)
• CIBC Floating Market Rate GIC, Short-Term Investment (MLGIC) held for a CIBC Floating Market Rate GIC and the Cash Account (MLGIC)
• CIBC Market Mix GIC, Short-Term Investment (MLGIC) held for a CIBC Market Mix GIC and the Cash Account (MLGIC)
• CIBC Index Growth GIC, Short-Term Investment (MLGIC) held for CIBC Index Growth GIC and the Cash Account (MLGIC)

Periodically or seasonally offered

• CIBC Bonus Rate RRSP GIC

No longer available

• CIBC Stock Market Advantage® RRSP GIC

First Home Savings Account (FHSA)
 

Currently available:

• CIBC Savings

Registered Education Savings Plans (RESP)
 

Currently available:

• CIBC Non-Redeemable GIC

No longer available:

• CIBC RESP Guaranteed Investment Certificate (Non-Redeemable)

Registered Retirement Income Fund (RRIF)
 

Currently available:

• CIBC RRIF Daily Interest Savings Account

RRIF GICs
 

Currently available:

• CIBC RRIF Guaranteed Investment Certificate
• CIBC Escalating Rate RRIF GIC^™
   

Periodically or seasonally offered

• CIBC Bonus Rate RRIF GIC
   

No longer available

• CIBC Stock Market Advantage® RRIF GIC

LIF GICs
 

Currently available:

• CIBC LIF Guaranteed Investment Certificate
• CIBC Escalating Rate LIF GIC^™
   

Periodically or seasonally offered

• CIBC Bonus Rate LIF GIC

Other (not available through CIBC Banking Centres)

Currently available:

• CIBC Full Service Short-Term GIC
• CIBC Full Service Long-Term GIC
• Mortgage Tax Account
• CIBC Full Service Cashable Escalating Rate GIC^™
• CIBC Full Service Flexible GIC
• CIBC Escalating Rate GIC^®
• CIBC Autocallable GICs and the Subscription Deposits held for a CIBC Autocallable GIC
• CIBC Boosted Return GIC and the Subscription Deposit held for a CIBC Boosted Return GIC
• CIBC Wood Gundy Asset Advantage Account^® (CIBC chequing account only)
• Renaissance High Interest Savings Account
• CIBC Guaranteed Market Return GIC and the Subscription Deposit held for a CIBC Guaranteed Market Return GIC 
• CIBC Monthly Income Fund-linked GIC and the Subscription Deposit held for a CIBC Monthly Income Fund-linked GIC
• CIBC Dividend Growth Fund-linked GIC and the Subscription Deposit held for a CIBC Dividend Growth Fund-linked GIC
• CIBC Global Market Mix GIC and the Subscription Deposit held for a CIBC Global Market Mix GIC
• CIBC Market Return GICs and the Subscription Deposits held for a CIBC Market Return GIC
• CIBC Equity Growth GICs and the Subscription Deposits held for a CIBC Equity Growth GIC
• CIBC Equity Income GICs and the Subscription Deposits held for a CIBC Equity Income GIC
• CIBC Index Growth GICs and the Subscription Deposits held for a CIBC Index Growth GIC
• CIBC Index Growth (Guaranteed Return) GICs and the Subscription Deposits held for a CIBC Index Growth (Guaranteed Return) GIC 
• CIBC Floating Market Rate GICs and the Subscription Deposits held for a CIBC Floating Market Rate GIC 
• CIBC Floating Market Rate GICs (USD) and the Subscription Deposits held for a CIBC Floating Market Rate GIC (USD)
• CIBC Market Mix GICs and the Subscription Deposits held for a CIBC Market Mix GIC
• CIBC Non-Redeemable Long-Term GIC
• CIBC Guaranteed Equity Return GIC and the Subscription Deposits held for a CIBC Guaranteed Equity Return GIC

• CIBC VISA^* Card Security Deposit

Simplii Financial™^, 4

Currently available:

• Simplii Financial No Fee Chequing Account
• Simplii Financial High Interest Savings Account
• Simplii Financial USD Savings Account
• Simplii Financial GIC 
• Simplii Financial Tax-Free Savings Account 
• Simplii Financial RRSP Savings Account 
• Simplii Financial RRSP GIC 
• Simplii Financial EUR Savings Account (Euros)
• Simplii Financial GBP Savings Account (British pounds)
• Simplii Financial INR Savings Account (Indian rupees)
• Simplii Financial PHP Savings Account (Philippine pesos)
• Simplii Financial CNH Savings Account (Chinese yuan)

No longer available
 

• Simplii Financial Savings Account
• Simplii Financial Daily Interest RRSP Account 

The following accounts may be CDIC insured but not used by depositors in the normal course of business with CIBC:

CIBC Mortgages Inc.

Guaranteed Investment Certificates (GICs)

Currently available:

• CIBC Mortgages Inc. Long-Term GIC
• CIBC Mortgages Inc. Flexible GIC

RRSP Savings Account

No longer available:

• CIBC Mortgages Inc. RRSP Savings Account

Other

Not available through CIBC Banking Centres:

• CIBC High Interest Savings Account CMI
   

Not directly available to depositors:

• Mortgage Tax Account

CIBC Trust Corporation

Guaranteed Investment Certificates (GICs)

Currently available:

• CIBC Trust Long-Term GIC
• CIBC Guaranteed Investment Certificate^{5, 6}
• CIBC Escalating Rate GIC^® (Non-redeemable)
• CIBC Trust Full Service Escalating Rate GIC^™

No longer available:

• CIBC Stock Market Advantage® GIC

RRSP Daily Interest Savings Account (DISA)
 

No longer available:

• CIBC Trust RRSP Savings

Other
 

Not available through CIBC Banking Centres:

• CIBC High Interest Savings Account CTC