CIBC Select Visa* Card

Reduce interest payments with a low interest rate credit card.

Welcome offer

Transfer your credit card balance — get 0% interest for up to 10 months with a 1% transfer fee^ⓘ and a first year annual fee rebate^ⓘ.

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$15,000 minimum annual household income

Fees and interest rates

Annual fee

$29 — first year rebated^ⓘ

$0 for up to 3 additional cards

Purchase interest rate^ⓘ

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Cash interest rate¹

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Award-winning balance transfer

Winner of the Best Balance Transfer Credit Card for 2024 by Milesopedia^ⓘ

Winner of the Best Balance Transfer Credit Card for 2023 by Milesopedia^ⓘ

Winner of the Best Balance Transfer Card for 2023 by Rates.ca

Winner of the Best Balance Transfer Card for 2022 by Milesopedia^ⓘ

Winner of the Best Balance Transfer Card for 2022 by Rates.ca

Your top benefits

Access valuable insurance coverage

Your CIBC Select Visa Card comes with valuable insurance including Common Carrier Accident Insurance.^ⓘ

Fuel up for less, with up to 10 cents off per litre^ⓘ

Link and use your Journie Rewards card to save on every fill-up at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Send money abroad

There are no transaction fees when you send a CIBC Global Money Transfer™^,^ⓘ. Also, you won’t be charged interest, as long as you pay your balance by the payment due date.^ⓘ

Apply now

$15,000 minimum annual household income

More to love about this card

Stay on budget

Reduce interest payments with a low interest rate credit card.

Protecting your card

Visa’s Zero Liability Policy

Should someone steal your card, your card number, or other card details, you will not be held responsible for fraudulent purchases processed through the Visa network as long as you meet your obligations and use care to protect your card and PIN.

CIBC is committed to upholding the Visa Zero Liability policy, which sets the standard for what you can expect when you do business with us. To learn more, visit Visa Purchase Protection Opens in a new window..

Fraud alerts

We monitor fraud trends and typical debit and credit card activity. When we detect various factors that indicate a transaction may be fraudulent, we’ll notify you by text, email or phone to authenticate the transaction. To learn more, visit Fraud alerts.

Digital Disputes Platform

Have a transaction you don’t recognize? Contact us about it immediately by submitting a digital dispute. Simply sign on to your online or mobile banking, select the transaction you don’t recognize, select “Report an issue” and follow the instructions to submit your dispute.

Valuable insurance included with your card^ⓘ

$100,000 Common Carrier Accident Insurance

$100,000 Common Carrier Accident Insurance (PDF, 55 KB) Opens in a new window.

For Quebec residents: Product Summaries and Fact Sheets (PDF, 550 KB) Opens in a new window.

Optional insurance for your card

CIBC Travel Medical Insurance^ⓘ Learn about optional CIBC Travel Medical Insurance. Opens in a dialog.

CIBC Payment Protector™ Insurance for Credit Cards

Help keep your finances on track by reducing the burden of your credit card payments if you’re unable to work due to disability, job loss, critical illness or in the event you pass away.^ⓘ

Protect your balance

Security features included with your card

Manage your card online

Activate a new or replacement card, lock a missing card or report a lost or stolen card with just one click through the CIBC Mobile Banking App and CIBC Online Banking.

Spend alerts

Set up alerts through the CIBC Mobile Banking App and CIBC Online Banking. Get notified by phone, email or online message when you've exceeded your customized budget or are nearing your credit limit.^ⓘ

Fraud alerts

Set up alerts and get notified as soon as possible about potential unauthorized use of your credit card through alerts by email or online message.

Credit report alerts

Stay up to date on key changes to your personal credit report so you're aware of any unusual activity.^ⓘ You can also schedule other alerts and reminders so that you are notified when your payment is due, when your eStatement is ready and much more.

Documents

Benefits Guide (PDF, 230 KB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

CIBC Select Visa Card

Ready to cash in on a lower interest rate?

Applying takes about 5 minutes, and you'll get a response in as little as 60 seconds.^ⓘ

Apply now

Get started

Call us: 1-866-525-8622

Find a Banking Centre

Meet with us

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CIBC Select Visa* Card

Fees and interest rates

Annual fee

Purchase interest rateⓘ

Cash interest rate1

Award-winning balance transfer

Your top benefits

Access valuable insurance coverage

Fuel up for less, with up to 10 cents off per litreⓘ

Send money abroad

More to love about this card

Stay on budget

Protecting your card

Visa’s Zero Liability Policy

Fraud alerts

Digital Disputes Platform

Valuable insurance included with your cardⓘ

Optional insurance for your card

Security features included with your card

Manage your card online

Spend alerts

Fraud alerts

Credit report alerts

Documents

Ready to cash in on a lower interest rate?

Get started

Not the right card for you?

Purchase interest rate^ⓘ

Cash interest rate¹

Fuel up for less, with up to 10 cents off per litre^ⓘ

Valuable insurance included with your card^ⓘ