Banking for student professionals

Refer a student and you can both earn $50^‡

Earn up to $500^‡ on student referrals every year. Qualifying steps required.

Make a referral

CIBC Professional Edge^® Student Program

Banking for Professionals

CIBC Medical and Dental Student Banking Bundle

Banking for skilled trades

Digital exclusive offer

Enjoy extra cash and all your banking essentials with the CIBC Best Student Life Bundle

New to CIBC? Get a student credit card, chequing and savings accounts and so much more. Canadian and international students can apply online with one easy application.

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Get a free SPC+ membership^†

Save up to 30% on 450+ deals when you shop online or in-store. Plus, get exclusive access to special experiences, cash prizes, giveaways and more — all for free, only with CIBC!

Learn more about getting a free SPC+ membership.

Finance your future

The CIBC Professional Edge^® Student Program can help you pay for books, tuition and more. Borrow up to $350,000 depending on your field of study.

Learn moreLearn more about the CIBC Professional Edge Student Program

Apply now

Invest in your future on a student budget

Start building your investment portfolio using CIBC Investor’s Edge online platform and educational tools.

Learn moreabout investing.

A credit card for every need

Whether you are looking for travel rewards, cash back or an everyday credit card, we have you covered. No minimum income required for students.

Learn moreLearn more about Student Credit Cards from CIBC

Unlimited transactions for students

Why limit yourself? Get unlimited transactions¹, including free Interac e-Transfer^® service, and pay no monthly fee while you are a full-time student².

Learn moreLearn more about CIBC Smart for Students.

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Enjoy banking that fits your life

Bank on the go, where and when you want — all from the convenience of your phone, tablet or computer.

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Download the CIBC Mobile Banking® App:

Student Life Advice Centre

Learn about saving, budgeting and the importance of maintaining a high credit rating.

CIBC Scholarships

Learn more about scholarships from CIBC.

Student Budget Calculator

Our Student Budget Calculator provides information on how to budget while at school and more.

Education Line of Credit Calculator

Use this calculator to help plan your education costs.

Paying for Your Education

Information on financing options for post-secondary education.

Careers at CIBC

Let CIBC help you turn your potential into success.

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Call 1-866-525-8622

^◊◊No purchase necessary. Open January 1, 2021 to December 31, 2021 to legal residents of Canada who are 16 years of age or older and are current students of an accredited Canadian university, college or secondary school. One Grand Prize available to be won consisting of:

One cheque for $8,750 made payable to the winner;
One 1-year GIC for $8,750 opened in the winner’s name;
One 2-year GIC for $8,750 opened in the winner’s name; and
One 3-year GIC for $8,750 opened in the winner’s name.

Odds of winning depend on number of eligible entries received. Math skill test required. Refer to the full contest rules (PDF, 145 KB) Opens in a new window..

Winner will be picked January 10, 2022. Check full rules for other ways to enter.

^†To be eligible for a free SPC membership, you must hold an eligible CIBC product at the time you register for the membership, which you must do through CIBC online or mobile banking. Eligible CIBC products include a CIBC Youth or Student bank account, Student credit card or Student line of credit. A complete list of eligible CIBC products can be found at SPC and CIBC. Joint account holders of eligible CIBC products are not eligible for membership. You must also be a legal resident of Canada who is fourteen (14) years of age or over, but under the age of thirty (30) years if the eligible CIBC product you use to qualify for the membership is a student line of credit. The membership will automatically renew and remain in effect for as long as you hold an eligible CIBC product.

Trade-mark/registered trade-mark of Student Price Card Ltd.

^‡ Earn $50 each time a person you refer qualifies and receives their reward, up to $500 each year this offer is available between January 1 to December 31, for the first 10 people you refer each year that qualified and got their cash reward. To learn more, refer to the Referral Program Terms and Conditions (PDF, 115 KB) Opens in a new window..

¹ A transaction includes cheques, withdrawals, transfers, pre-authorized payments, bill payments (including CIBC Credit Cards and CIBC Personal Lines of Credit) and debit purchases. For CIBC eAdvantage Savings Accounts, a transaction does not include transfers to your other CIBC bank account(s) using the transfer function on CIBC Online Banking, CIBC Mobile Banking, CIBC Telephone Banking and at CIBC ATMs. For all accounts, transfers to CIBC-branded loans (excluding CIBC Personal Lines of Credit), mortgages and investments (registered and non-registered) are free. "CIBC-branded” means any brand that has CIBC in its name and is offered by CIBC or its Canadian affiliates (and does not include CIBC Bank USA). Other fees (in addition to any transaction fee) include: withdrawals from non-CIBC bank machines (rebated for CIBC Smart Plus Accounts except the 2.5% administration fee on the converted amount of foreign currency ATM withdrawals), wire payments, Interac e-Transfer transactions (the Interac e-Transfer fee is waived for CIBC Smart Accounts, CIBC Smart Plus Accounts and for clients who are enrolled in CIBC Advantage for Youth, CIBC Smart for Students, CIBC Smart for Seniors (on the CIBC Smart Account) and CIBC Advantage for Students (on the CIBC Everyday Chequing Account)) and transactions in foreign currency (including cheques written in currencies other than the account currency).

² Until graduation date plus an additional 6 months, up to a maximum of 4½ years in total. Regular Smart Account fees will apply thereafter.

Trademarks

Banking for student professionals

Refer a student and you can both earn $50‡

Enjoy extra cash and all your banking essentials with the CIBC Best Student Life Bundle

Get a free SPC+ membership†

Finance your future

Invest in your future on a student budget

A credit card for every need

Unlimited transactions for students

Enjoy banking that fits your life

Need to talk?

Refer a student and you can both earn $50^‡

Get a free SPC+ membership^†