System notifications
Important notice: We’ve updated our Electronic Access Agreement (EAA), effective October 19, 2026. Learn more about what's changing (PDF, 105 KB) Opens a new window.
Creditor insurance sales tax update
The Government of Quebec has announced effective January 1, 2027, the Quebec Sales Tax (QST) rate applied to insurance premiums will increase from 9% to 9.975%. If you’re currently enrolled in CIBC creditor insurance, this change will affect the tax charged on your creditor insurance premium. The insurance premium itself is not changing. This change affects only the tax applied to your premium and doesn’t change your insurance coverage or benefits. If you have any questions or require more information, contact the CIBC Creditor Insurance Helpline at 1-800-465-6020 Opens your phone app.. Or you can visit your nearest banking centre.
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