CIBC CreditSmart Personal Budgeting Solutions give you the tools and information to make smart credit decisions. It’s a credit card on your terms.® CIBC CreditSmart offers you alerts to manage spending, tools to help organize your finances, and security alerts to protect your credit. These are all available to you at no additional cost.
Easy organization of your finances
Manage your monthly and year-to-date spending with CIBC’s Enhanced Monthly Statement. Get a detailed view of your credit card spending and create customized budgets with CIBC CreditSmart Spend Report.
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Smart management of spending
Set up alerts and get notified when you approach your credit limit or exceed your customized budget with CIBC CreditSmart Spend Alerts. Create personal spend categories with CIBC CreditSmart Personal Spend Manager.
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Increased Security Alerts
Stay up-to-date on key changes to your personal credit report with CIBC CreditSmart Credit Report Alerts. Receive notifications of potential unauthorized use of your card with CIBC CreditSmart Fraud Alerts. Get quick access to guidance if you suspect you’re the victim of identity theft with CIBC CreditSmart Identity Theft Assistance.
Learn more: Increased Security Alerts
® “CIBC CreditSmart” and “It’s a credit card on your terms.” are registered trademarks of CIBC.