Treat yourself to some extra cash back. Then, start earning up to 4% on your everyday purchases.ⓘ 

Gas, groceries, dining, transportation – make every cent count.

4%

2%

1%

Save up to 10 cents per litre on gas with CIBC and Journie Rewards

3 cents

+

7 cents

Maximize your cash back

Get cash back on demand

Earn cash back for sending money globallyⓘ

Annual fee

$120
(first year rebatedⓘ) 

$30
for each additional card
(3 card maximum. First year rebated.ⓘ) 

Interest rate (purchases)

RDS%rate[2].VWDIV.rate(null,null,6,null)(#R#)%ⓘ

Interest rate (cash)

RDS%rate[2].VWDIV.rate(null,null,3,null)(#R#)%ⓘ,ⓘ

RDS%rate[2].VWDIV.Published(null,null,90,null)(#O2#)%ⓘ,ⓘ
(for Quebec residents)

Minimum annual income

$60,000
(personal)

$100,000
(household)

Valuable insurance included with your cardⓘ,ⓘ

A card that’s award-worthy

Best 2024 cash back credit card by Milesopedia award logo.
Best 2023 cash back credit card by Milesopedia award logo.
Best 2022 cash back card by Milesopedia award logo.