Digital Exclusive Offer

CIBC Dividend^® Visa^* Card

Savour a sweeter interest rate^ⓘ,^ⓘ

Get a lower 9.99% interest rate on purchases for the first 10 months. No annual fee.

What makes this offer so sweet?

9.99%

purchase interest rate for the first 10 months^ⓘ

20.99%

cash interest rate for the first 10 months^ⓘ

Earn cash back for no annual fee

2%

Cash back on eligible grocery purchases^ⓘ,^ⓘ

Groceries

1%

Cash back on eligible purchases^ⓘ,^ⓘ

Dining, transportation, gas, electric vehicle charging and recurring payments or bills

0.5%

Cash back^ⓘ,^ⓘ

on all other purchases

Save up to 10 cents per litre on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend Visa* Card with Journie Rewards to save up to 10 cents per litre at participating Pinoneer, Fas Gas, Ultramar and Chevron gas stations.^ⓘ,^ⓘ

Save
3 cents

per litre
every time you fill up^ⓘ

Save an additional
7 cents

per litre
every time you reach
300 Journie Points^ⓘ

Learn more about saving up to 10 cents per litre when you link your CIBC Dividend Visa Card to Journie Rewards.

Maximize your cash back with these perks

Get cash back on demand

Redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking® or by calling us at 1-800-465-4653 Opens your phone app.. Or wait to get your cash back annually as a credit on your January statement.

Earn cash back with CIBC Global Money Transfer™^,^ⓘ

Earn cash back on your first transfer using promo code GMTEVENT.^ⓘ There are no transfer fees. Cash advance fees do not apply and there is no interest if you pay your balance by the payment due date.^ⓘ,^ⓘ,^ⓘ

Learn more

Annual fee

$0
for each additional card
(3 card maximum)

Interest rate (purchases)

RDS%rate[2].VSDIV.rate(null,null,6,null)(#R#)%^ⓘ

Get a lower interest rate for the first 10 months.^ⓘ

Interest rate (cash)

RDS%rate[2].VSDIV.rate(null,null,3,null)(#R#)%^ⓘ,^ⓘ

RDS%rate[2].VSDIV.Published(null,null,90,null)(#O2#)%^ⓘ,^ⓘ
for Quebec residents

Get a lower interest rate for the first 10 months.^ⓘ

Minimum annual income

$15,000
(household)

Valuable insurance included with your card^ⓘ,^ⓘ,^ⓘ

Learn more Opens in a dialog.

A card that’s award-worthy

For a full list of CIBC’s best credit
cards please visit Milesopedia Opens in a new window..

Looking for a student card?

Here’s a great option.