Great choice with the CIBC RRSP Daily Interest Savings Account (DISA)

  • Guaranteed principal and interest†
  • Complete access to your money
  • Great short-term alternative for your RRSP funds
  • No account fees (transfer fee may apply)

Did you know?

To continue, simply ensure:

Other items that you may need:

Your most recent Canada Revenue Agency Notice of Assessment should provide information on your RRSP deduction limit.

Enter your banking information and we’ll complete part of your application for you.

If you’re not a CIBC client, open a chequing or savings account to get started.

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Let us complete some of your application for you

Case-sensitive

Online Banking

  • You have the option to create a description for your saved card number. Card descriptions can be up to 25 characters long, using any combination of letters and numbers. The description will appear on the Sign On page with your card number the next time you sign on.
  • If you prefer not to enter a description for your card, select Continue and proceed to Online Banking.

Important: Do not use your password as your card description.

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We’ve filled out part of this form for you, but if this information doesn’t match your information on file with the CRA, your application may not be accepted. Please review your personal information carefully before submitting this application.

To add or update any personal information and settings, sign on to Online Banking. Opens in a new window.

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About you

Date of birth
DD
Month
YYYY

All printed and mailed information received from CIBC will be in the language you selected.

Your Social Insurance Number (SIN) is a 9-digit number issued by the government of Canada that is required in order to register your plan.

Required for Canadian Tax legislation purposes.

Note that we need your home address, not a PO Box number. If you wish to add a mailing address, please call 1-888-872-2422 or visit your local branch.

Your email address will be used to contact you for confirmations and status updates but will not replace the email address on file with CIBC.

You must provide your current occupation to apply. In order to add or update you must select an occupation field first.

Name:    
Age:
Date of birth: ,
Social Insurance Number: *** *** ***
Language preference:
Occupation category:
Occupation description:
Detailed description:
Address:
 
,  
Home phone:
Email:
Business phone: ext

Contribution Information

Do you want to open a new RRSP or invest in an existing RRSP?

An RRSP account that you already hold.

Your existing RRSP account number is the account that holds your RRSP certificates.

99999999
Minimum contribution is $25.00
Do you want to set up a recurring contribution?
Minimum contribution is $25.00
When should your recurring contributions begin?
DD
Month
YYYY
Start date selected must be at least 20 days from submission of this application.

The interest rate(s) above are subject to change without notice at any time. The actual rate(s) applicable to the product you selected will be the rate(s) in effect on the date your application is processed, which may vary from the rate(s) above. Interest is paid on the entire balance at the rate for the tier in which the total daily closing balance falls and is paid monthly.

The date of your contribution will be the next business day after your application is received. Provincial holidays are considered business days when determining a contribution date. Saturday, Sunday and federal holidays are considered non-business days.

A confirmation will be mailed to you once your application is processed and will provide the contribution date. Confirmations are considered to be received 5 business days after they are sent by mail.

You have 14 days from the date of the mailed confirmation to cancel this request.

All Online Banking RRSP DISA contribution dates are based on Eastern Time. For example, a contribution made at 10:00 pm Pacific Time will be considered to be made at 1:00 am Eastern Time the next day.

From existing CIBC account

You'll find your transit number at the bottom of your cheque or in online banking.

(5 digits including all 0's)

You'll find your account number at the bottom of your cheque or in online banking.

(7 digits including all 0's)
Is this a joint account?
Do you have single signing authority Opens in a new window. over the joint account you will debit for the investment?
Existing RRSP account:
Existing RRSP account:
Contribution amount:
Recurring contribution:
Recurring amount:
Annual interest rate:
Bonus interest: on new deposits
Total rate: on new deposits
Contributions frequency: ()
Start date of your recurring contributions: ,
CIBC account:
Branch transit number:
Account number:

Terms and Conditions

As a Québec resident applying in English, we are required by law to remit our Terms and Conditions documents to you in French. By continuing you affirm that the French version has been remitted yet you expressly wish to be bound by the English version.

IMPORTANT: Please read the Terms and Conditions and disclosures provided below which are part of this application. You must read them, and check the box indicating that you agree to be bound by them. You should print all of the Terms and Conditions and the disclosures below before proceeding to complete your application.

1.
You agree to the CIBC Retirement Savings Plan Agreement below.
2.
You agree to receive the CIBC Retirement Savings Plan Agreement and the disclosures regarding your investment, which are set out below, in electronic format through this online application:
3.
  1. If you are opening a new RSP:
    • You request that CIBC apply for registration of your plan as a Registered Retirement Savings Plan under the Income Tax Act (Canada) and applicable income tax legislation in your province/territory of residence as indicated in this application. You understand that most amounts withdrawn from the plan will be taxable.
    • CIBC may use this information to identify you, protect us both from fraud and error, understand your needs and eligibility for services, recommend particular products and services to meet your needs, provide ongoing service, and comply with legal and regulatory requirements. (The word "Information" means financial and financially-related information about you, including information to identify you or qualify you for products and services, or information that CIBC needs for regulatory requirements.) This is explained in the CIBC privacy brochure, Your Privacy is Protected, available at any branch or www.cibc.com, which describes how the CIBC group collects, uses, discloses, and retains information about you and the products and services you use.
    • Specific Consents

      a)  Direct Marketing: CIBC may tell you about products and services through direct mail, telephone, and other direct means.

      b)  Disclosure within the CIBC group: CIBC may share Information within the CIBC group, so that the CIBC group may tell you about products and services.

    • If you don't wish to consent to a) or b), you can contact CIBC at 1-800-465-2422 at any time. You will not be refused credit or other services just because you withdraw your consent to a) or b). The CIBC group includes CIBC and its subsidiaries that currently offer deposits, loans, mutual funds, securities trading, mortgages, trust and insurance services.
  2. If opening a new RSP or making a contribution to an existing RSP:
    • You authorize CIBC to withdraw the amount(s) that you have indicated from the CIBC deposit account you have indicated and to contribute the amount(s) to your new RSP or your existing RSP, all as set out in your application.
    • If you are purchasing an RSP GIC, you are presently located in Canada.
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Trademarks and disclaimers

† Interest is calculated on each day’s final balance and paid monthly. Your entire account balance earns the rate displayed for your balance’s highest tier.

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