CIBC Flexible GIC^®

The CIBC Flexible GIC guarantees your principal and interest, while giving you the option to cash out early without penalty.

With a CIBC Flexible GIC, you deposit money for one year. At the end of the term, we return your deposit, guaranteed. During the term, you earn interest at a guaranteed rate with the flexibility to withdraw funds at any time - with full interest earned to the date of redemption if you withdraw 30 days or more after the issue date.

Type	Cashable
Minimum investment	$1,000
Terms available	1 Year
Access to funds	You can access your money at any time If you withdraw funds prior to maturity, there is a minimum withdrawal amount based on your original investment
Interest	Simple Interest is paid at maturity Larger balances are generally rewarded with higher interest rates In the event of early withdrawal 30 days or more after the issue date, full interest to the date of redemption is paid. If you withdraw funds within the first 29 days, no interest is paid

Is this GIC right for your business?

The CIBC Flexible GIC could be right for your business if any of the following apply:

You want the ability to access funds at any time while earning a competitive rate of interest
You want a secure investment

Useful information:

Principal and interest can be automatically renewed or deposited into your bank account
If you need access to some but not all of your funds, consider placing some money in a Flexible GIC, and the rest in a Long-Term GIC
This GIC is issued by CIBC and qualifies as collateral for loans

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Interested in a CIBC Flexible GIC?

Contact your Relationship Manager or call us directly.

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CIBC Flexible GIC®

Is this GIC right for your business?

Useful information:

CIBC Flexible GIC^®