Accessibility Quick Links
Get a head start with the help of CIBC and {{coi-name}}
I'm a student currently in trade school

Student banking offer
CIBC Best Student Life Bundle
Digital exclusive offer
Skilled Trades students can apply online and get up to $275ⓘ. Get no-monthly fee student banking with one easy application – includes a chequing account, savings account, a credit card and more.
More ways to save
- Get RDS%rate[3].CESA.Published(null,0.0_and over_0.0_CAD_Bonus,1,1)(#O2#)% interestⓘ for 3 months with your first CIBC eAdvantage® Savings Account. Limits apply.
- Enjoy a free SPC+ membershipⓘ to save up to 30% at top brands
- Get a 12-month Skip+ free trial when you link your CIBC credit or debit card with your Skip accountⓘ
The Best Student Life Bundle is for Canadian and international students who don't already have a CIBC credit card or CIBC bank account.

Bank account
CIBC Smart™ Start
Enjoy unlimited transactionsⓘ, keep track of your account and take control of your finances.
Monthly fee
Interac e-Transfer® transactions
Non-CIBC ATM withdrawals
Minimum balance to avoid fees
Transactionsⓘ
Continue to pay no monthly fee as long as you're an eligible client with the CIBC Smart Account for Students.
Why skilled trades love CIBC

Save up to 30% off top brands with a free SPC+ membership.

Link your eligible CIBC debit card to enjoy exclusive savings and rewards with your Skip+ membership.
Already a member? Just remember to open your new CIBC bank account, credit card or line of credit before December 31, 2024, to enter the contest.
You’ll be automatically entered for a chance to win $35,000. On January 9, 2025, a winner will be picked from active SLN members Opens a new window.. No purchase necessary.
Review the full contest rules (PDF, 160 KB) Opens a new window.
I'm a registered apprentice completing hours
Do I qualify?

Special banking offers
CIBC Smart™ Account
Get $450ⓘ cash after you open a CIBC Smart Account as your first CIBC chequing account and complete the qualifying actions.
Monthly fee after your second year
Transactions
Non-CIBC ATM withdrawals
Minimum balance to avoid fees
Interac e-Transfer transactions
Annual fee
Minimum annual income
Interest rates
- 3% cash back on eligible gas, electric vehicle charging and groceriesⓘ
- 2% cash back on eligible transportation, dining and recurring paymentsⓘ
- Save on gas at participating Pioneer, Ultramar and Chevron gas stations when you link your card with Journie Rewards
Contest
Calling all apprentices!
Join CIBC to qualify for the Build Your Future contest to win a 3-year truck lease and $10,000 in tools. Lay the foundation for your trades career!ⓘ
Why skilled trades love CIBC


Link your eligible CIBC debit card to enjoy exclusive savings and rewards with your Skip+ membership.
Join Journie Rewards for free to save up to 10 cents per litre at participating Pioneer, Chevron and Ultramar gas stations.
Everything from tips on starting a business, taxes, car ownership, grants and much more.
Apprentice guide to banking (PDF, 21.1 MB) Opens a new window.