Get a head start with the help of CIBC and {{coi-name}}

I'm a student currently in trade school

Student banking offer

CIBC Best Student Life Bundle

Digital exclusive offer

Skilled Trades students can apply online and get up to $275. Get no-monthly fee student banking with one easy application – includes a chequing account, savings account, a credit card and more. 


  • Get $125 with CIBC Smart™ Start for everyday banking 
  • Get $100 with CIBC Dividend® Visa* Card for Students 
  • Get a digital-exclusive $50 bundle bonus with the Best Student Life Bundle 

Conditions apply. Complete qualifying actions to earn cash rewards.

More ways to save

  • Get RDS%rate[3].CESA.Published(null,0.0_and over_0.0_CAD_Bonus,1,1)(#O2#)% interest for 3 months with your first CIBC eAdvantage® Savings Account. Limits apply. 
  • Enjoy a free SPC+ membership to save up to 30% at top brands
  • Get a 12-month Skip+ free trial when you link your CIBC credit or debit card with your Skip account

The Best Student Life Bundle is for Canadian and international students who don't already have a CIBC credit card or CIBC bank account.

Bank account

CIBC Smart™ Start

Enjoy unlimited transactions, keep track of your account and take control of your finances. 


Monthly fee

Interac e-Transfer® transactions

Non-CIBC ATM withdrawals

Minimum balance to avoid fees

Transactions 

Continue to pay no monthly fee as long as you're an eligible client with the CIBC Smart Account for Students.

Why skilled trades love CIBC

Save up to 30% off top brands with a free SPC+ membership.

Learn more about the SPC+ membership for students.

Link your eligible CIBC debit card to enjoy exclusive savings and rewards with your Skip+ membership.

Already a member? Just remember to open your new CIBC bank account, credit card or line of credit before December 31, 2024, to enter the contest.

You’ll be automatically entered for a chance to win $35,000. On January 9, 2025, a winner will be picked from active SLN members Opens a new window.. No purchase necessary.

Review the full contest rules (PDF, 160 KB) Opens a new window.

I'm a registered apprentice completing hours

Do I qualify?

Show more about Skilled Trade apprentice offers.

Special banking offers

CIBC Smart™ Account

Get $450 cash after you open a CIBC Smart Account as your first CIBC chequing account and complete the qualifying actions.


Monthly fee after your second year

Transactions

Non-CIBC ATM withdrawals

Minimum balance to avoid fees

Interac e-Transfer transactions

Credit card

CIBC Dividend Platinum® Visa* Card

Join and earn over $350 in value including an annual fee rebate!

Reward your everyday spending and enjoy a first-year annual fee rebate for you and up to 3 Authorized Users.  


Annual fee

Minimum annual income

Interest rates

  • 3% cash back on eligible gas, electric vehicle charging and groceries 
  • 2% cash back on eligible transportation, dining and recurring payments 
  • Save on gas at participating Pioneer, Ultramar and Chevron gas stations when you link your card with Journie Rewards

Contest

Calling all apprentices!

Join CIBC to qualify for the Build Your Future contest to win a 3-year truck lease and $10,000 in tools. Lay the foundation for your trades career! 

Learn more about the Build Your Future contest.

Why skilled trades love CIBC

Link your eligible CIBC debit card to enjoy exclusive savings and rewards with your Skip+ membership.

Join Journie Rewards for free to save up to 10 cents per litre at participating Pioneer, Chevron and Ultramar gas stations.

Learn more about Journie rewards for students.

Everything from tips on starting a business, taxes, car ownership, grants and much more.

Apprentice guide to banking (PDF, 21.1 MB) Opens a new window.

 

Frequently asked questions