Where are you in your skilled trades journey?

Skilled trade apprentices

You may be eligible for preferred benefits and offers while completing your registered apprenticeship1 and gaining experience as an apprentice.

Skilled trade professionals

Keep your low interest line of credit and upgrade your credit card as a certified professional.

Skilled trade business owners

Save and get rewards to help start or grow your business.

Banking offers for your skilled trades journey

I’m a registered apprentice completing hours

bank account

Special offer

CIBC Smart™ Account


Pay no monthly fee for 24 months

Plus, get up to $450 when you open a CIBC Smart Account as your first chequing account, then open your first CIBC eAdvantage® Savings account and complete qualifying actions

Monthly fee after your second year:

  • No monthly fee when you maintain a daily balance of $4,000 each day in this account12 .
  • Unlimited Interac e-Transfer transactions are included2
  • Receive one free withdrawal using a non-CIBC ATM in Canada per month and then $2 for each additional withdrawal as well as any applicable fees charged by the other financial institution

Credit Card

CIBC Dividend Platinum® Visa* Card


Join and earn over $350 in value including an annual fee rebate!

Reward your everyday spending and enjoy a first-year annual fee rebate for you and up to 3 Authorized Users◊◊.

Annual fee:

first year rebated

Purchase interest rate4:

Cash interest rate4, 5:

non-Quebec residents

Quebec residents

Minimum annual income:

  • 3% cash back on eligible gas, electric vehicle charging and groceries6
  • 2% cash back on eligible transportation, dining and recurring payments6
  • Save on gas at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations when you link your card with Journie Rewards

I’m a certified and licensed professional

Bank Account

CIBC Smart™ Account


Easily pay bills, send money and make payments with a CIBC chequing account.

Get $450cash when you open a CIBC Smart™ Account as your first chequing account and complete the qualifying actions.

Monthly fee:

  • No monthly fee when you maintain a daily balance of $4,000 each day in this account12.
  • Enjoy unlimited transactions13, including free Interac e-Transfer® service2.
  • Receive one free withdrawal using a non-CIBC ATM in Canada per month and then $2 for each additional withdrawal as well as any applicable fees charged by the other financial institution

Credit Card

CIBC Dividend® Visa Infinite* Card


Join and earn over $400 in value including an annual fee rebate!

Maximize your earnings and enjoy exclusive perks with our top-rated cash back card, including a first-year annual fee rebate for you and up to 3 Authorized Users◊◊.

Annual fee:

first year rebated††

Purchase interest rate4:

Cash interest rate4, 5:

non-Quebec residents

Quebec residents

Minimum annual income:

  • 4% cash back on eligible gas, electric vehicle charging and groceries11
  • 2% cash back on eligible transportation, dining and recurring payments11
  • Save on gas at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations when you link your card with Journie Rewards

Still a trades Student?

Banking guide

Partner perks for tradespeople 

Journie Rewards

Join Journie Rewards for free to save up to 10 cents per litre at participating Pioneer, Chevron and Ultramar gas stations.

Learn more about Journie Rewards.

SPC+

Get a free SPC+ membership as a CIBC student or youth client and save on everyday purchases.††

Learn more about SPC+ membership.

Skilled Trades College of Canada

Skilled Trades College of Canada offers hands-on 12-week vocational training programs focused on safety, theory, and practical experience to meet Canada's demand for skilled labor across 5 campuses in the Greater Toronto and Hamilton Area.

Learn more about the skilled trades college of Canada. Opens a new window.

SKIP logo

Save on takeout and more with Skip+

Link your CIBC credit or debit card with your Skip+ account to get your 12-month Skip+ free trial. Enjoy $0 delivery fees on eligible orders, save with special offers and access exclusive benefits and VIP experiences from the brands you love.

Learn more about the skip the dishes offer.