Limited time offer

Transfer qualifying investments to CIBC and earn up to $10,000^†

Earn a 1% match up to $10,000 when you transfer in investments of $10,000 or more.

Offer ends March 3, 2025. Conditions apply.

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Do more with your money

Grow your savings and reach your goals sooner.
Meet with us to find out more about our investment plans and how you can take advantage of the transfer-in bonus offer.

Transfer more, earn more

Earn a 1% match, up to $10,000!

To qualify for the transfer-in offer:

You must have or open a CIBC personal deposit account.
The transfer-in must occur from an external financial institution to a qualifying CIBC non-registered or registered plan product.^†
A direct transfer-in form must be signed to verify the above by March 3, 2025. Funds must be received by April 30, 2025.

Accelerate your journey and goals

Meet with a CIBC financial advisor at your local branch to start building your tailored non-registered or registered^† investment plan. Here are a few ways you could diversify your portfolio as you transfer-in your funds with this offer.

Save for retirement with security and ease

Kick-start your savings on new deposits. With a CIBC RRSP Daily Interest Savings Account, it’s easy to grow your savings for now and the future.

Make your savings work harder
Get tax benefits
Help for first-time home buyers with the Home Buyers’ Plan

If you’re looking to top off your RRSP and take advantage of unused contribution room, consider a CIBC RRSP Maximizer Loan™ or CIBC RRSP Express® Loan.

Grow your savings faster

Whether you’re saving for a new car or turning your current home into your dream home, a CIBC TFSA Tax Advantage Savings Account® can help you get there sooner.

Earn daily interest, tax free
Access your money anytime with tax-free withdrawals¹
Set up recurring deposits to grow your savings faster

Grow your money with certainty

GICs are a secure way to grow your investment. At the end of the term, you get 100% of your original investment back, plus the interest you earned. Here are a few options to consider:

CIBC Bonus Rate RRSP GIC
CIBC Flexible RRSP GIC
CIBC Bonus Rate TFSA GIC
CIBC Flexible TFSA GIC^TM
CIBC Bonus Rate RRIF GIC

CIBC Market Linked GICs (Registered)

The interest rate is linked to market performance, so the potential for growth is higher than a fixed-rate GIC.

Potential for higher returns
Peace of mind
Low minimum investment

An easy way to diversify

Purchase a mutual fund and invest in a pool of securities managed by our investment experts. CIBC offers a diverse group of mutual funds that can work towards your savings goals.

Affordable and easy to buy
Professionally managed
Can be held on their own in a non-registered account or an RRSP, TFSA or RRIF

A tailored financial plan

For investors with combined household investable assets of $100,000 or more, Personal Portfolio Services offers investment management with exclusive client servicing. Benefits include:

Professional portfolio management
Relief from making day-to-day investment decisions
Personal client service
Detailed quarterly statements

CIBC Imperial Service® provides comprehensive financial planning and banking services tailored to meet your goals.

These investments can be held on their own in a non-registered account or an RRSP, TFSA or RRIF.

Transfer funds to a qualifying CIBC investment product

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Trademarks

^† The CIBC Investment 1% Transfer-In Cash Incentive Offer (“Offer”) is available to residents of Canada who have: reached the age of majority in their province or territory, and have an existing CIBC personal deposit account prior to completing the transfer-in. Offer begins on November 1, 2024 and ends on March 3, 2025 (the “Offer Period”). Offer consists of a 1% cash bonus incentive payment (the “Bonus”) when you transfer in $10,000 or more in cash (or equivalent value in securities) from a non-registered investment account(s) or a registered plan(s) held at a financial institution outside of the CIBC Group of Companies to a new or an existing qualifying CIBC non-registered or registered plan product(s). To qualify, transfers must be initiated during the Offer Period within 30 days of the earlier of: the date a new qualifying CIBC registered product or non-registered product is opened (as applicable); or March 3, 2025. Transferred assets must be deposited into the applicable qualifying CIBC non-registered or registered plan product(s) by no later than April 30, 2025 and must remain in the respective product until October 31, 2025. Bonus will be paid by no later than October 31, 2025. 1% Bonus is calculated based on the value of cash at the time of receipt into the applicable qualifying CIBC non-registered or registered plan product and/or market value as of September 15, 2025 for eligible in-kind transfers, and is subject to a maximum $10,000 Bonus per qualifying CIBC product. Offer does not apply to contributions made to qualifying CIBC registered plan products. There may be tax implications associated with this Offer. You remain responsible for ensuring that any contribution to your RRSP or TFSA does not exceed your contribution limits under the applicable tax legislation. Offer does not apply to transfers into locked-in plans, Registered Education Savings Plan, Registered Disability Savings Plan, First Home Savings Account, any Group RSP plans and any registered plan offered by Simplii Financial, CIBC Investor’s Edge or CIBC Wood Gundy. Offer does not apply to transfers in from a registered pension plan or for transfers to non-registered investment accounts other than as listed in the terms and conditions. For a full list of qualifying CIBC non-registered or registered plan products, please refer to the Terms and Conditions (PDF, 135 KB) Opens in a new window.. For additional detail, ask at any CIBC Banking Centre or go to the CIBC website. CIBC or the participating subsidiaries (as applicable), each in its sole discretion, may change these terms and conditions or withdraw all or part of this Offer at any time without notice. Other conditions apply; for full Offer details review the Terms and Conditions (PDF, 135 KB) Opens in a new window..

^® CIBC logo is a registered trademarks of CIBC, used under license.

¹ This does not apply to withdrawals to correct over-contributions.

Transfer qualifying investments to CIBC and earn up to $10,000†

Do more with your money

Transfer more, earn more

Accelerate your journey and goals

Transfer qualifying investments to CIBC and earn up to $10,000^†