Limited time offer

Transfer qualifying investments to CIBC and earn up to $4,500^†

The more you transfer, the more you can earn. Choose from a wide range of competitive investment options. Offer ends August 31, 2024.

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Do more with your money

Grow your savings and reach your goals sooner. Meet with us to find out more about our investment plans and how you can take advantage of the transfer-in bonus offer.

To qualify for the transfer-in bonus offer:

You must have or open a CIBC personal deposit account.
The transfer-in must occur from an external financial institution to a qualifying CIBC non-registered or registered plan product.^†
A direct transfer-in form must be signed to verify the above by August 31, 2024. Funds must be received by October 31, 2024.

Transfer more, earn more!

$150 bonus

for transfer-in of $10,000 to $24,999

$300 bonus

for transfer-in of $25,000 to $99,999

$500 bonus

for transfer-in of $100,000 to $249,999

$1,000 bonus

for transfer-in of $250,000 to $499,999

$1,500 bonus

for transfer-in of $500,000 to $999,999

$3,000 bonus

for transfer-in of $1,000,000 to $1,999,999

$4,500 bonus

for transfer-in of $2,000,000 or more.

Accelerate your journey and goals

Meet with a CIBC financial advisor at your local branch to start building your tailored non-registered or registered^† investment plan. Here are a few ways you could diversify your portfolio as you transfer-in your funds with this offer.

Save for retirement with security and ease

Kick-start your savings on new deposits. With a CIBC RRSP Daily Interest Savings Account, it’s easy to grow your savings for now and the future.

Make your savings work harder
Get tax benefits
Help for first-time home buyers with the Home Buyers’ Plan

If you’re looking to top off your RRSP and take advantage of unused contribution room, consider a CIBC RRSP Maximizer Loan™ or CIBC RRSP Express® Loan.

Grow your savings faster

Whether you’re saving for a new car or turning your current home into your dream home, a CIBC TFSA Tax Advantage Savings Account® can help you get there sooner.

Earn daily interest, tax free
Access your money anytime with tax-free withdrawals¹
Set up recurring deposits to grow your savings faster

Grow your money with certainty

GICs are a secure way to grow your investment. At the end of the term, you get 100% of your original investment back, plus the interest you earned. Here are a few options to consider:

CIBC Bonus Rate RRSP GIC
CIBC Flexible RRSP GIC
CIBC Bonus Rate TFSA GIC
CIBC Flexible TFSA GIC^TM
CIBC Bonus Rate RRIF GIC
CIBC Bonus Rate LIF GIC

CIBC Market Linked GICs (Registered)

The interest rate is linked to market performance, so the potential for growth is higher than a fixed-rate GIC.

Potential for higher returns
Peace of mind
Low minimum investment

An easy way to diversify

Purchase a mutual fund and invest in a pool of securities managed by our investment experts. CIBC offers a diverse group of mutual funds that can work towards your savings goals.

Affordable and easy to buy
Professionally managed
Can be held on their own in a non-registered account or an RRSP, TFSA or RRIF

A tailored financial plan

For investors with combined household investable assets of $100,000 or more, Personal Portfolio Services offers investment management with exclusive client servicing. Benefits include:

Professional portfolio management
Relief from making day-to-day investment decisions
Personal client service
Detailed quarterly statements

CIBC Imperial Service® provides comprehensive financial planning and banking services tailored to meet your goals.

These investments can be held on their own in a non-registered account or an RRSP, TFSA or RRIF.

Transfer funds to a qualifying CIBC investment product

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Trademarks

^† The CIBC Investment Transfer-In Cash Incentive Offer (“Offer”), consists of an offer to earn a cash Bonus ranging between $150 up to $4,500 when you transfer in directly $10,000 cash or more, from non-registered investment account(s) or registered plan(s) that you hold at other financial institutions (excluding transfers from a registered pension plan), outside the CIBC Group of Companies, into a new or an existing qualifying CIBC Non-registered or Registered Plan Product(s). The Offer does not apply for contributions to qualifying CIBC Registered Plan Products. For the full list of qualifying CIBC Non-Registered or Registered Plan Products (exclusions apply), refer the Terms and Conditions (PDF, 135 KB) Opens in a new window.. The Offer starts on July 2, 2024 and ends on August 31, 2024 (the Offer Expiry Date). If you qualify based on all the eligibility requirements, initiate the transfer of your funds by the Offer Expiry Date, and your funds are received and deposited into the qualifying CIBC Non-registered or Registered Plan Product(s) by October 31, 2024, you will be paid the cash Bonus by November 30, 2024. You must also have an existing CIBC Personal Deposit Account prior to initiating the transfer to receive this Offer. You may be eligible to receive additional offer(s) related to the qualifying CIBC Non-registered or Registered Plan Products and in this case the terms and conditions related to those offers still apply. You may speak to a CIBC advisor to check the eligibility for other available offers, in addition to the Offer, before initiating the transfer from another financial institution. There may be tax implications associated with this Offer. You remain responsible for ensuring that any contribution to their RRSP or TFSA does not exceed their contribution limits under the applicable tax legislation. CIBC or the participating subsidiaries (as applicable), each in its sole discretion, may change these terms and conditions or withdraw all or part of this Offer at any time without notice. The Offer does not apply to Registered Education Savings Plans, Registered Disability Savings Plans, First Home Savings Account, transfers from a Registered Pension Plan, non-registered investment accounts other than as listed in the terms and conditions, any CIBC Group RSP plans, and accounts offered by Simplii Financial, CIBC Investor’s Edge or CIBC Wood Gundy. For additional detail, ask at any CIBC Banking Centre or go to the CIBC website. Other conditions apply. For full Offer details, review the Terms and Conditions (PDF, 135 KB) Opens in a new window.. Or visit a CIBC Banking Centre.

^® CIBC logo is a registered trademarks of CIBC, used under license.

¹ This does not apply to withdrawals to correct over-contributions.

Transfer qualifying investments to CIBC and earn up to $4,500†

Do more with your money

Accelerate your journey and goals

Transfer qualifying investments to CIBC and earn up to $4,500^†