Regulatory Capital Instruments

Regulatory capital is the amount of capital a bank or other financial institution has to hold as required by its financial regulator. CIBC’s regulatory capital requirements are determined in accordance with guidelines issued by the Office of the Superintendent of Financial Institutions (OSFI), which are based on the risk-based capital standards developed by the Basel Committee on Banking Supervision (BCBS).

The table below lists the regulatory capital instruments included in Basel III regulatory capital. Further information on CIBC’s regulatory capital position may be found in the following locations:

Quarterly Financials

Within the Quarterly Report to Shareholders and Supplementary Financial Information

Annual Reports

CIBC's latest Annual Report

Main features of regulatory capital instruments

Regulatory capital instruments — Q4 2024 (XLS, 130 KB)

Canadian Bank Resolution Powers including Bail-in

Information on bail-in conversion (PDF, 185 KB) Opens in a new window.

Common Equity Tier 1 Instruments

Entity	Instrument	Maturity date	Coupon rate	Year issued	Currency	Par value	CUSIP	Terms and conditions
CIBC	Common shares	n/a	n/a	Various	CAD	n/a	136069101	Common Share Prospectus (PDF, 168 KB) Opens a new window.
CIBC FirstCaribbean International Bank	Common shares	n/a	n/a	Various		n/a	BBP4161W1093

Additional Tier 1 (AT1) Instruments

Entity	Instrument	Maturity date	Coupon rate	Year issued	Currency	Par value	CUSIP	Terms and conditions
CIBC	CIBC Preferred shares Series 41 (NVCC) Opens a new window.	n.a.	3.909%^{1Read terms and conditions.}	2014	CAD	25	136069424	Series 41 Prospectus (PDF, 380 KB) Opens a new window.
CIBC	CIBC Preferred shares Series 43 (NVCC) Opens a new window.	n.a.	3.143%^{2Read terms and conditions.}	2015	CAD	25	136069390	Series 43 Prospectus (PDF, 265 KB) Opens a new window.
CIBC	CIBC Preferred shares Series 47 (NVCC) Opens a new window.	n.a.	5.878%^{3 Read terms and conditions.}	2018	CAD	25	136070877	Series 47 Prospectus (PDF, 475 KB) Opens a new window.
CIBC	CIBC Preferred shares Series 56 (NVCC) Opens a new window.	n.a.	7.365%	2022	CAD	1,000	13607H8Z8	Series 56 Prospectus (PDF, 905 KB) Opens a new window.
CIBC	CIBC Preferred shares Series 57 (NVCC)Opens a new window.	n.a.	7.337%	2024	CAD	1,000	13607L2Q5	Series 57 Prospectus (PDF, 600 KB) Opens a new window.
CIBC	Limited Recourse Capital Notes Series 1 (NVCC)Opens a new window.	October 28, 2080	4.375%	2020	CAD	1,000	13607HCD2	Limited Recourse Capital Notes Series 1 ProspectusOpens a new window.
CIBC	Limited Recourse Capital Notes Series 2 (NVCC) Opens a new window.	January 28, 2082	4.000%	2021	CAD	1,000	13607HXC1	Limited Recourse Capital Notes Series 2 Prospectus (PDF, 450 KB) Opens a new window.
CIBC	Limited Recourse Capital Notes Series 3 (NVCC) Opens a new window.	July 28, 2082	7.150%	2022	CAD	1,000	13607H3D2	Limited Recourse Capital Notes Series 3 Prospectus Opens in a new window.(PDF, 615 KB) Opens in a new window.
CIBC	Limited Recourse Capital Notes Series 4 (NVCC) Opens a new window.	July 28, 2084	6.987%	2024	CAD	1,000	13607PCM4	Limited Recourse Capital Notes Series 4 Prospectus (PDF, 3.5 MB) Opens a new window.
CIBC	Limited Recourse Capital Notes Series 5 (NVCC) Opens a new window.	November 5, 2024	6.950%	2024	USD	1,000	13607PNF7	Limited Recourse Capital Notes Series 5 Prospectus (PDF, 530 KB) Opens in a new window.

Tier 2 Capital Instruments

Entity	Instrument	Maturity date	Coupon rate	Year issued	Currency	Outstanding Amount ($ millions)	CUSIP	Terms and conditions
CIBC	Subordinated debenture (NVCC)	July 21, 2030	2.01%	2020	CAD	1,000	13607HBC5	Prospectus Supplement Opens in a new window.
CIBC	Subordinated debenture (NVCC)	April 21, 2031	1.96%	2021	CAD	1,000	13607HRJ3	Prospectus Supplement (PDF, 515 KB) Opens in a new window.
CIBC	Subordinated debenture (NVCC)	April 7, 2032	4.20%	2022	CAD	1,000	13607HR79	Prospectus Supplement (PDF, 395 KB) Opens in a new window.
CIBC	Subordinated debenture (NVCC)	January 20, 2033	5.33%	2023	CAD	1,000	13607LGL1	Prospectus Supplement (PDF, 645 KB) Opens in a new window.
CIBC	Subordinated debenture (NVCC)	April 20, 2033	5.35%	2023	CAD	750	13607LKJ1	Prospectus Supplement (PDF, 595 KB) Opens in a new window.
CIBC	Subordinated debenture (NVCC)	January 16, 2034	5.30%	2024	CAD	1,250	13607LYA5	Prospectus Supplement (PDF, 680 KB) Opens in a new window.
CIBC	Subordinated debenture (NVCC)	June 12, 2034	4.90%	2024	CAD	1,000	13607PBA1	Prospectus Supplement (PDF, 745 KB) Opens in a new window.