Accessibility Quick Links
Buy equipment, invest in property or finance other long-term business goals
Maintain working capital
Use your loan for large expenses, so you can keep your everyday cash in the bank. Plus, finance up to 100% of your asset acquisition costs.
Select flexible repayment terms
Ask for a longer or shorter repayment term. We'll work with you to tailor the principal repayment schedule to meet your cash flow.1
Enjoy competitive interest rates
Choose a fixed interest rate to lock in your loan payments for your entire term, or choose a variable interest rate, which will apply more of your payments toward the principal if market rates go down.
Business loans at a glance
If you meet these requirements, you’ll improve your chances of getting approved:
- You have industry experience
- You have personal financial investments in your company
- Your business generates positive revenue, meaning your inflows exceed your outflows, for at least 12 to 24 months
- You have a good credit score
- You have a detailed business plan
Ready to get a business loan? We'll guide you through the process
Meet with one of our business advisors who will guide you through the application process and answer any questions. They can also help review your finances and give tailored advice based on your borrowing needs. You’ll need to bring a few documents to your appointment. Learn about the documents you’ll need to support your application. Opens in a popup.
We'll verify your information and review your credit profile. If your application meets our borrowing criteria, you'll get approved for a specific amount with a specific interest rate and repayment term.
After you accept your offer and sign a few documents, you can start using your money directly from your business bank account. Get funds in as little as 2 days for most applications.5
For full details on what to bring to your meeting, review the business credit application document checklist (PDF, 160 KB) Opens in a new window..
More great features
