Interest rates on business bank accounts

CIBC current prime rate RDS%rate[1].PRIME.rate(null,null,null,null)(#O2#)% as of RDS%SYSTEM_DATE(#M# #d#, #Y#)%

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Grow your money so you can reach your business goals with a CIBC Business Investment Growth Account^®.

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Business account service fees (PDF, 295 KB) Opens in a new window.

Rates as of RDS%SYSTEM_DATE(#M# #d#, #Y#)%

Business bank accounts

CIBC Business Investment Growth Account^®

The CIBC Business Investment Growth Account offers the opportunity to earn a competitive rate of return on surplus funds while maintaining full liquidity. It’s the perfect complement to your business operating account and provides you with easy access to your funds when you need them.

Daily Closing Balance	Rate
Portion up to $49,999.99	RDS%rate[3].BIGA.Published(null,0.0_up to_49999.99_CAD_Portion,1,1)(#O2#)%
Portion $50,000 to $249,999.99	RDS%rate[3].BIGA.Published(null,50000.0_-_249999.99_CAD_Portion,1,1)(#O2#)%
Portion $250,000 to $999,999.99	RDS%rate[3].BIGA.Published(null,250000.0_-_999999.99_CAD_Portion,1,1)(#O2#)%
Portion $1,000,000 to $5,000,000	RDS%rate[3].BIGA.Published(null,1000000.0_-_5000000.0_CAD_Portion,1,1)(#O2#)%
Portion $5,000,000.01 to $10,000,000.00	RDS%rate[3].BIGA.Published(null,5000000.01_-_1.0E7_CAD_Portion,1,1)(#O2#)%
Portion $10,000,000.01 and over	RDS%rate[3].BIGA.Published(null,1.000000001E7_and over_0.0_CAD_Portion,1,1)(#O2#)%

CIBC Agrilnvest Account

The CIBC AgriInvest Account is an interest-bearing account with no monthly account fees or day-to-day transaction fees. It’s designed specifically for farmers participating in the Canadian federal government's AgriInvest Program.

Monthly Average Balance³	Rate
Portion $0 to $9,999.99	RDS%rate[3].AGRI.Published(null,0.0_up to_9999.99_CAD_Portion,1,6)(#O2#)%
Portion $10,000 to $24,999.99	RDS%rate[3].AGRI.Published(null,10000.0_-_24999.99_CAD_Portion,1,6)(#O2#)%
Portion $25,000 to $49,999.99	RDS%rate[3].AGRI.Published(null,25000.0_-_49999.99_CAD_Portion,1,6)(#O2#)%
Portion $50,000 to $99,999.99	RDS%rate[3].AGRI.Published(null,50000.0_-_99999.99_CAD_Portion,1,6)(#O2#)%
Portion $100,000 and over	RDS%rate[3].AGRI.Published(null,100000.0_and over_0.0_CAD_Portion,1,6)(#O2#)%

Business bank accounts no longer offered

CIBC Business Interest Account^®

The CIBC Business Interest Account (CBIA) allows your business to earn a competitive interest rate on surplus funds while giving you the flexibility to access these funds as your business requires.

Daily Closing Balance¹	Rate
Portion $0 to $9,999.99	RDS%rate[3].CBIA.Published(null,0.0_up to_9999.99_CAD_Portion,1,6)(#O2#)%
Portion $10,000 to $99,999.99	RDS%rate[3].CBIA.Published(null,10000.0_-_99999.99_CAD_Portion,1,6)(#O2#)%
Portion $100,000 to $249,999.99	RDS%rate[3].CBIA.Published(null,100000.0_-_249999.99_CAD_Portion,1,6)(#O2#)%
Portion $250,000 to $999,999.99	RDS%rate[3].CBIA.Published(null,250000.0_-_999999.99_CAD_Portion,1,6)(#O2#)%
Portion $1,000,000 to $5,000,000	RDS%rate[3].CBIA.Published(null,1000000.0_-_5000000.0_CAD_Portion,1,6)(#O2#)%
Portion $5,000,000.01 and over	RDS%rate[3].CBIA.Published(null,5000000.01_and over_0.0_CAD_Portion,1,6)(#O2#)%
Annual Bonus Interest rate²	RDS%rate[3].CBIA.Published(null,0.01_and over_0.0_CAD_Bonus,1,6)(#O2#)%

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