Here’s what’s included in the Best Student Life Bundle

  • Get $100 with CIBC Smart™ Start for everyday banking.
  • Get $50 with CIBC Dividend® Visa* Card for Students.
  • Get a digital-exclusive $50 bundle bonus†† with the Best Student Life Bundle.

Conditions apply. Complete qualifying actions to earn cash rewards.

More ways to save 

  • Get RDS%rate[3].CESA.Published(null,0.0_and over_0.0_CAD_Bonus,1,1)(#O2#)%◊◊ interest for 4 months with your first CIBC eAdvantage® Savings Account. Limits apply.
  • Enjoy a free SPC+ membership to save up to 30% at top brands.
  • Get a 12-month Skip+ free trial when you link your CIBC credit or debit card with your Skip account.✦✦

The Best Student Life Bundle is for Canadian and international students who don't already have a CIBC credit card or CIBC bank account.

Where are you in your student journey?

Banking essentials for every student

Chequing 

CIBC Smart Start

Get $100

Get $100 with CIBC Smart Start and enjoy free everyday banking. Over 25? Check out CIBC Smart™ for Students.

Monthly fee (until age 25)1

$0

Minimum balance to avoid monthly fee

None

Interac eTransfer® transactions

Free2

Transactions3

Unlimited

Non-CIBC ATM withdrawals

One free per month

Savings

CIBC eAdvantage Savings Account

Special offer

Step into your saving era with RDS%rate[3].CESA.Published(null,0.0_and over_0.0_CAD_Bonus,1,1)(#O2#)% interest◊◊ for 4 months with your first CIBC eAdvantage Savings Account. Limits apply.

Regular Interest4

RDS%rate[3].CESA.Published(null,0.0_-_9999.99_CAD_Balance,1,1)(#O2#)% 
to RDS%rate[3].CESA.Published(null,500000.0_and over_0.0_CAD_Balance,1,1)(#O2#)%

Smart Interest5

RDS%rate[3].CESA.Published(null,0.0_-_200000.0_CAD_Smart Int,1,1)(#O2#)%

Earned on balances up to $200,000 when you save $200 or more in any month. Limits apply.

Monthly fee

$0

Transactions3

$5.00 each

Cash back 

CIBC Dividend Visa* Card for Students

Get $50

Get $50 cash back after you make your first purchase within the first 4 months!†, ◇

Annual fee

$0

Purchase interest rate6

RDS%rate[2].VSDIV.Published(null,null,6,null)(#O2#)%

Cash interest rate6, 7

RDS%rate[2].VSDIV.Published(null,null,3,null)(#O2#)%
non-Quebec residents

RDS%rate[2].VSDIV.Published(null,null,90,null)(#O2#)%
Quebec residents

Credit limits up to

$5,0009

or

$2,00010
(For international students)

Get savings on takeout and more with Skip+

Special offer

Refer a friend and you’ll both earn $50

Enjoy up to $450 in value8 from these benefits

Enjoy a free SPC+ membership

Save up to 30% off with 450+ discounts with a free SPC+ membership.

Learn more about SPC+.

Trade stocks for free

Trade online for free with CIBC Investor’s Edge if you’re between 18 and 24.

Learn more about trading stocks for free with CIBC Investor’s Edge. Opens a new window.

Send money for free

Send money internationally with no transfer fee with CIBC Global Money Transfer™.

Learn more about CIBC Global Money Transfer.

Forget the fees

Enjoy unlimited transactions including Interac e-Transfer® service.

Learn more about Interac e-Transfer service.

First Time Home Savings Account (FHSA)

CIBC Smart Planner™

Koodo

Get 30 days of free Canada-wide Koodo service with a CIBC account, featuring 7GB + unlimited Canada-wide call and text.

Learn more about CIBC’s Koodo offer for international students.

SPC+

Get a free SPC+ membership as a CIBC student or youth client. Save on everyday purchases and get 450+ discounts of up to 30%.

Learn more about a free SPC+ membership from CIBC.

Journie Rewards

Join Journie Rewards for free and link your eligible CIBC debit and credit cards to save up to 10 cents per litre on gas!

Learn more about saving on gas with Journie Rewards.