Accessibility Quick Links
U.S. banking benefits for students
Shop like a local in the U.S.
Use your CIBC Bank USA debit card or CIBC US Dollar credit card to make purchases in-store, online or with Apple Pay®.
Move your money easily
Transfer funds in real time between your Canadian and U.S. dollar accounts.1
Get cash in the U.S.
Withdraw U.S. dollars from your CIBC Bank USA Smart Account at ATMs in the U.S. without CIBC Bank USA ATM surcharge fees.2
Ready to start banking in the U.S.?
U.S. chequing
CIBC Bank USA Smart Account™
Pay no monthly transaction fees
Enjoy no monthly fee for unlimited transactions.3
Bank when you like
Shop at your favourite U.S. retailers and pay your U.S bills in U.S dollars anytime.
Transfer money easily
Send and receive U.S. funds with Zelle® for free. Pay rent, split bills or gift money directly between U.S. accounts using the CIBC U.S. Mobile Banking app.4
U.S. Savings
CIBC US$ Personal Account
Save money for tuition
Save your U.S. funds without converting currencies.
Earn interest on every dollar saved5
Your interest is calculated daily and paid monthly.
Access your U.S. funds quickly and easily
Write U.S. dollar cheques and withdraw U.S. funds in Canada from any banking centre or CIBC U.S. currency ATM.
Special offer
Earn up to 2,500 Aventura® Points† and get an annual fee rebate for the first year†
Travel Credit Card
CIBC U.S. Dollar Aventura® Gold Visa* Card
Earn 1 Aventura Point for every $2 you spend6
Making every purchase a step closer to your next great adventure.
Make the most of your new card
Your online and in-store purchases are charged and paid for in USD, this means you can shop without worrying about currency rate fluctuations.
No currency conversion fees for USD purchases7
We're simplifying your shopping experience and keeping it hassle-free.
Make the most of your U.S. dollar products.
Transfer funds in real time
Online banking
Bank your way
Do all your everyday U.S. banking such as bill payments and transfers through Canadian and U.S. online and mobile banking.8
Zelle®
Send free Zelle®4 transfers
Transfer money to people you know in the U.S. from your CIBC Bank USA Smart Account. It’s fast, easy and free4!
Apple Pay™
Make easy purchases
Pay with your CIBC Bank USA debit card and CIBC U.S. dollar credit card using your Apple® device.
U.S. student banking FAQ
Financial advice for students
4 Steps to tackle student debt and save for other goals
Budget like a boss
A crash course on credit
