Student Credit Cards

Build credit, earn rewards and pay for everyday purchases with a no- or low-fee student credit card.

New to CIBC? Apply for the CIBC Best Student Life Bundle to get all your student banking essentials in one easy online application. Available for Canadian and international students. Learn more about the Best Student Life Bundle.

Travel

CIBC Aventura^® Visa^* Card for Students

Welcome offer

Earn up to 10,000 Aventura Points^† for no annual fee.

Enjoy movies, music, shopping, food, travel and more.

Annual fee
$0

Minimum annual income
$0

Credit limits up to
$5,000¹or
$2,000²(For international students)

Interest rate

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^†Conditions apply for the CIBC Aventura Visa Card for Students..

Apply now

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Cash Back

CIBC Dividend® Visa* Card for Students

Welcome offer

Get $50 cash back after you make your first purchase within the first 4 months!^†

Annual fee
$0

Minimum annual income
$0

Credit limits up to
$5,000¹or
$2,000²(For international students)

Interest rate

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^†Conditions apply for the CIBC Dividend Visa Card for Students..

Apply now

Learn more

Travel

CIBC Aeroplan^® Visa^* Card for Students

Welcome offer

Join and get up to $200 in value in your first year.^†

Annual fee
$0

Minimum annual income
$0

Credit limits up to
$5,000¹or
$2,000²(For international students)

Interest rate

RDS%rate[2].VSAVC.Published(null,null,6,null)(#O2#)% for purchases⁴ and RDS%rate[2].VSAVC.Published(null,null,3,null)(#O2#)% (or RDS%rate[2].VSAVC.Published(null,null,90,null)(#O2#)% for Quebec residents) for cash⁴

^†Conditions apply for the CIBC Aeroplan Visa Card for Students..

Apply now

Learn more

Explore all student credit cards

Find the right student credit card for you

As a student, you need a credit card that gives you the best value based on your lifestyle, spending habits and priorities. Before you choose a card, compare these important card features:

Rewards

If you like the idea of using rewards to redeem for travel, gift cards, merchandise and more, go with a card that helps you earn points. Plus, you can collect extra points when you spend on certain categories. If you prefer to get a percentage of your spending back, go with a cash back card.

Annual fees

Some of our credit cards come with a low annual fee but consider the card’s value. It may be worth paying the annual fee if you'll earn enough rewards and perks to more than make up for the cost.

Interest rates

If you think you’ll carry a balance every month, go with a card with a lower interest rate. If you get paid regularly and can pay off your balance in full, you may be able to manage a higher interest rate and earn rewards.

Welcome offers

Welcome offers can help you get extra value for your card. Depending on the promotion, you could earn more travel points, cash back or savings on rates and fees. Make sure you review and understand the terms so you can take advantage of the offer.

If you need help narrowing down your options, use our credit card comparison tool.

Benefits of CIBC student credit cards

A student credit card can help you take a big financial step forward and make the most of student life if you use it the right way.

Build your credit score

Using a student credit card responsibly is a great way to build your credit score. A good credit history is important, especially if you want to make major purchases, like buying a car or home after you graduate.

Access more cash flow

If you’re short on cash, a credit card is a convenient way to hold you over until your pay cheque comes in. Just make sure you can pay back what you spend in full.

Enjoy reward points

Get rewarded every time you use your card. Whether you like earning points or getting cash back, choose the credit card that suits your lifestyle while you’re in school.

Get savings on takeout and more with Skip+

Link your CIBC credit card with your Skip account to get your 12-month Skip+ free trial.^✦✦ Enjoy $0 delivery fees on eligible orders, save with special offers and access exclusive benefits and VIP experiences from the brands you love.^✧✧

Learn more

Get a free SPC+ membership^‡

Save up to 30% on over 450 top brands when you shop online or in-store. Plus, get exclusive access to special experiences, cash prizes, giveaways and more — all for free, only with CIBC.

Learn more

Apply now for a student credit card

To qualify

You're currently a post-secondary student.
You're a Canadian resident and you've reached the age of majority in your province. The age of majority is 18 in Alberta, Manitoba, Ontario, Quebec, Prince Edward Island and Saskatchewan. The age of majority is 19 in British Columbia, New Brunswick, Newfoundland and Labrador, the Northwest Territories, Nova Scotia, Nunavut and Yukon.
You haven't declared bankruptcy in the past 7 years.

Apply online

Applying takes about 5 minutes, and you’ll get a response in as little as 60 seconds.^◇

Apply now

Only professional students^†† get access to exclusive premium travel and cash back credit cards with no proof of income required. Medical, dental, optometry, law, veterinary and pharmacy students get this offer when they bundle a credit card with a CIBC Professional Edge Student Line of Credit.

Cash Back

CIBC Dividend Platinum® Visa* Card

Welcome offer

Get a first-year annual fee rebate for you and up to three Authorized Users^† and earn 10% cash back for the first 4 statements on net purchases of up to $2,000^†.

Annual fee
$99

Interest rate

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When you bundle with a CIBC Professional Student Edge Line of Credit

No minimum annual income required^††
Usually $15,000 household

Credit limit for medical and dental students
Minimum $10,000^††

Credit limit for all other professional students
Minimum $5,000^††

^†Conditions apply Opens a new window in your browser..

Meet with us

Learn more

Travel

CIBC Aventura^® Gold Visa^* Card

Digital exclusive offer

Join and get up to $1,350 in value!^†

Annual fee
$139

Interest rate

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When you bundle with a CIBC Professional Student Edge Line of Credit

No minimum annual income required^††
Usually $15,000 household

Credit limit for medical and dental students
Minimum $10,000^††

Credit limit for all other professional students
Minimum $5,000^††

^†Conditions apply Opens a new window in your browser..

Meet with us

Learn more

Travel

CIBC Aeroplan^® Visa^* Card

Welcome offer

Join and get up to $200 in value in your first year.^†

Annual fee
$0

Interest rate

RDS%rate[2].VWIAG.Published(null,null,6,null)(#O2#)% for purchases⁴ and RDS%rate[2].VWIAG.Published(null,null,3,null)(#O2#)% (or RDSRDS%rate[2].VGLIS.Published(null,null,90,null)(#O2#)% for Quebec residents) for cash⁴

When you bundle with a CIBC Professional Student Edge Line of Credit

No minimum annual income required^††
Usually $15,000 household

Credit limit for medical and dental students
Minimum $10,000^††

Credit limit for all other professional students
Minimum $5,000^††

^†Conditions apply Opens a new window in your browser..

Meet with us

Learn more