Access your Business Plus
Visa credit card transaction history online
Enroll your CIBC Business Plus
Visa card for Visa Spend Clarity for Business to get online access to transactions, tools and reports.
Joseph Campagna
Aug. 25, 2022
4-minute read
If you’re a CIBC Business Plus credit cardholder and need online access to your business credit cards, enroll for Visa Spend Clarity for Business today.
What is Visa Spend Clarity for Business?
Visa Spend Clarity for Business is a secure, web-based, user-friendly reporting application that helps you track your business’s balances and transactions, and manage expenses more efficiently.
Transform your transaction information into business intelligence with end-to-end spend management tools, dashboards, payment controls, payment rules, and standardized reports. Visa Spend Clarity for Business empowers businesses of all sizes and levels of complexity to control spending, maximize visibility for transactions and optimize cashflow.
You can also access past and current financial data using a desktop browser or mobile application, so you can track spending and stay on budget whether you’re at work or on-the-go.
Why Visa Spend Clarity for Business?
Its features include easy-to-use spend controls, innovative mobile and virtual payment options, and detailed and streamlined reporting. These help you organize expenses, accelerate efficiency and drive compliance.
Visa Spend Clarity for Business includes elements that can help you manage your business spending.
- Self-register securely. Safely access Visa Spend Clarity for Business and run online reports for any or all registered company cards.
- Assign and manage cardholder permissions. Assign 3 different roles — Visa Administrator, Business Administrator, and Bank Administrator — with distinct access privileges, depending on business role or needs.
- Create custom or ad-hoc spending categories. Assign permissions to transactions so you can track card spending for specific operations.
- Schedule alerts and reports. Decide when and how often to receive them.
- Access Visa Spend Clarity for Business on mobile devices. Manage reports and track spending on-the-go, and receive near real-time spend notifications.
- Push transactions to accounting software. Supported software includes Intuit QuickBooks Online®, Sage for Business™, and Xero™.
- Add non-card transactions. Capture non-card transactions, such as tracking petty cash and cheques, and review these transactions in a chart or report.
- Access reports quickly and easily. Review and manage your business spending with a variety of summarized and detailed transaction reports.
- Review dashboards for tracking card balance, spending, transaction counts, and trends.
- Review standard reports by Cardholder, Expense Category, Merchant, My Category, and Trends.
- Customize reporting categories.
- Run reports on-line or schedule reports to run daily, weekly or monthly. Export card transaction information and manipulate report data.
- Add notes and attachments, such as copies of receipts, to transactions.
With the Visa Spend Clarity for Business mobile application, you also get access to:
- Near real-time transaction notifications. Receive notifications of Visa Business card transactions in near real-time so you can track and manage expenses from anywhere.
- Transaction notes and mobile receipt capture. Quickly add notes, snap photos of receipts and upload attachments to a transaction.
- Assign transactions to up to 5 categories. Split transactions by percent or amount and easily assign them to multiple categories for streamlined organization and quick reference.
- Sync with accounting applications. From the mobile app, push transactions along with notes, receipts and attachments to accounting applications like Intuit QuickBooks Online, Sage for Business and Xero.
- Get multiple views of transactions. Review card transactions rolled up at the company level or by a specific card account.
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Book a chat with one of our advisors. They can help set you up for success, today and into the future.
Written By
Joseph Campagna
Joseph Campagna is a CIBC Business Banking professional with expertise in deposits, cash management and credit. He has extensive experience developing relationships, providing advice and helping Business and Commercial Banking clients achieve their financial goals.