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How we can support you on your business journey

You’re a sole proprietor

If you’re operating under a business name, have:

  • Trade Name Registration or Master Business License, and
  • Two pieces of personal identification (including one with photo)

You own a corporation

If your business is incorporated, have one of the following:

  • Articles or Certificate of Incorporation/Amalgamation
  • Certificate of Existence
  • Certificate of Corporate Status
  • Two pieces of personal identification (including one with photo)
If your business is operating under a registered Trade Name, have:
  • Trade Name Registration or Master Business License, and
  • Two pieces of personal identification (including one with photo) for any person owning 25% or more of the business

You’re in a partnership

If your business is a General Partnership, have the following, where applicable:

  • Partnership Registration
  • Partnership Agreement
  • Certificate of Corporate Status
  • Two pieces of personal identification (including one with photo)
If your business is operating under a registered Trade Name, have:
  • Trade Name Registration or Master Business License, and
  • Two pieces of personal identification (including one with photo) for any person owning 25% or more of the business

You run an unincorporated association

If your association is formally established, have the following:

  • Articles of Association
  • Association’s constitution and bylaws
  • Certificate of Corporate Status
  • Two pieces of personal identification (including one with photo)
If your association is not formally established, have the following:
  • A letter from the organization disclosing who has authority to open and operate the account
  • Two pieces of personal identification (including one with photo) for any person that is an authorized signatory

You’re a start up

  • A business plan
  • Personal tax returns
  • Two pieces of personal identification(including one with photo)

You have an existing business

  • Financial Information and/or Financial Statements for the last 2 years
  • Recent business and personal tax returns
  • Two pieces of personal identification (including one with photo)

  • Make or receive payments online
  • Send money securely to recipients in Canada or abroad
  • Get your accounting and banking, all in one place

CIBC SmartBanking™ for Business