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What is a GIC?
Like a friend who's there when you need them, a GIC is a reliable investment. Why? Because it's a secure way to grow your money. When you buy a GIC, you choose how long you want to invest your money for. At the end of the term, you get 100% of your original investment back, plus the interest you earned.
Safety
Stability
Flexibility
Find a CIBC GIC that's right for you
Whether you're putting money away for a renovation or retirement, we can help. Tell us about your savings goal and we'll help you find a product that meets your investment needs.
New to GICs? Check out our glossary Opens a new window in your browser.
Help me find a GIC
CIBC Bonus Rate GIC
Promotional rate
RDS%rate[4].BBLT.Published(12_null_null_Months_T,1000.0_-_4999.99_CAD_Balance,21,1)(#O2#)% + %rate[4].BBLT.Published(12_null_null_Months_T,1000.0_-_4999.99_CAD_Balance,17,1)(#O2#)%ⓘ, ⓘ, ⓘ on a 1-year term
Posted Rate: RDS%rate[4].BBLT.Published(12_null_null_Months_T,1000.0_-_4999.99_CAD_Balance,21,1)(#O2#)%
Terms available
1 to 5 yearsⓘ
Minimum investment
$1,000ⓘ
Non-redeemable
Fixed interest rate
Registered or non-registered
Learn more about the CIBC Bonus Rate GIC.
CIBC Flexible GIC®
Promotional rate
RDS%rate[4].FLGIC.Published(365_-_375_Days_D,1000.0_-_4999.99_CAD_Balance,21,1)(#O2#)% + %rate[4].FLGIC.Published(365_-_375_Days_D,1000.0_-_4999.99_CAD_Balance,17,1)(#O2#)%ⓘ, ⓘ, ⓘ
Posted Rate: RDS%rate[4].FLGIC.Published(365_-_375_Days_D,1000.0_-_4999.99_CAD_Balance,21,1)(#O2#)%
Terms available
1 year
Minimum investment
$1,000ⓘ
Cashable
Fixed interest rate
Registered or non-registered
Learn more about the CIBC Flexible GIC.
CIBC Market Linked GICs
Invest with impact about CIBC Market Linked GICs.
Terms available
2 to 5 years
Minimum investment
$500
Non-redeemable
Market linked
Registered or non-registered
Learn more about CIBC Market Linked GICs.
CIBC Variable Rate GIC
Promotional rate
RDS%rate[4].VRGIC.Published(1_null_null_Year_T,1000.0_-_24999.99_CAD_Balance,21,1)(#O2#)% + %rate[4].VRGIC.Published(1_null_null_Year_T,1000.0_-_24999.99_CAD_Balance,17,1)(#O2#)%ⓘ, ⓘ, ⓘ
Posted Rate: RDS%rate[4].VRGIC.Published(1_null_null_Year_T,1000.0_-_24999.99_CAD_Balance,21,1)(#O2#)%
Terms available
1 year
Minimum investment
$1,000
Cashable
Variable interest rate
Non-registered
Learn more about the CIBC Variable Rate GIC.
CIBC EasyBuilder GIC™
Up to RDS%rate[4].EZGIC.Published(5_null_null_Year_T,500.0_-_999999.99_CAD_Balance,21,1)(#O2#)%ⓘ
Terms available
1 to 5 years
Minimum investment
$2,500
Non-redeemable
Fixed interest rate
Non-registered
Learn more about the CIBC EasyBuilder GIC.
Interested in other GIC rates?
Why choose a CIBC GIC?
If you're already a client, you'll spend less time applying.
With over 1,100 locations across Canada, we're easy to find.
