Get started with a CIBC Investment Account

Insights

Explore the latest investment insights to help you manage your finances.

Learn more

Planning tools

Access tools to help you set your goals and plan your investments. Sign on to mobile banking to set up your CIBC Smart Planner™. 

If you’re an Imperial Service client, sign on to online banking to get started with CIBC GoalPlanner™. 

Investment growth calculator

Find out what your regular investment contributions could be worth in the future.

Go to calculator

Accounts and investments

Available accounts

Available investments

Cash rates


Non-registered accounts

Type of balance CAD USD
All credit balances 0.00% 0.00%
All debit balances 6.50% 8.75%

Registered accounts

Type of balance CAD USD
All credit balances 0.00% 0.00%
All debit balances 7.50% 9.75%

Foreign currency transactionsⓘ
 

Tier (USD)  Spread (basis points)ⓘ Spread (%)
Calculated using Bank of Canada exchange rateⓘ

$0 to $24,999.99

225

1.6%

$25,000 to $99,999.99

130

0.9%

$100,000 to $249,999.99

75

0.5%

$250,000 to $499,999.99

40

0.3%

$500,000 to $999,999.99

35

0.3%

$1,000,000 and up

25

0.2%

CIBC Investment Accounts are offered by CIBC Securities Inc. and CIBC Investor Services Inc., subsidiaries of CIBC.

Regulated by CIRO, Canadian Investment Regulatory Organization. Opens a new window.
Member of Canadian Investor Protection Fund.