Investments
CIBC Investment Account
The CIBC Investment Account allows you to diversify your portfolio by being able to hold a variety of investments such as cash and CIBC mutual funds within a specific account.
Meet with a financial advisor to set up your CIBC Investment Account today.
The transition of your CIBC Mutual Fund Account to the new CIBC Investment Account is complete. Learn more
Get started with a CIBC Investment Account
Insights
Explore the latest investment insights to help you manage your finances.
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Planning tools
Access tools to help you set your goals and plan your investments. Sign on to mobile banking to set up your CIBC Smart Planner™.
If you’re an Imperial Service client, sign on to online banking to get started with CIBC GoalPlanner™.
Investment growth calculator
Find out what your regular investment contributions could be worth in the future.
Go to calculator
Accounts and investments
Diversify your portfolio by holding a variety of investments in one account.
Cash rates
Interest rates are applied to your account balances.
Effective November 8, 2024, CIBC Investor Services Inc. and CIBC Securities Inc. interest rates are as follows:
Type of balance
CAD
USD
All credit balances
0.00%
0.00%
All debit balances
7.50%
9.00%
Type of balance
CAD
USD
All credit balances
0.00%
0.00%
All debit balances
8.50%
10.00%
CIBC CAD prime rate is 5.95%, as of October 24, 2024. CIBC USD prime rate is 7.75%, as of November 8, 2024.
Foreign currency transactionsⓘ
Tier (USD)
Spread (basis points)ⓘ
Spread (%) Calculated using Bank of Canada exchange rateⓘ
$0 to $24,999.99
225
1.7%
$25,000 to $99,999.99
130
1.0%
$100,000 to $249,999.99
75
0.6%
$250,000 to $499,999.99
40
0.3%
$500,000 to $999,999.99
35
0.3%
$1,000,000 and up
25
0.2%
CIBC Investment Accounts are offered by CIBC Securities Inc. and CIBC Investor Services Inc., subsidiaries of CIBC.