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What is creditor insurance?
Flexible coverages
With flexible creditor insurance options that suit your needs, you can feel prepared for whatever life may bring, whether it's job loss, disability, critical illness or loss of life.
Competitive premiums
Don't strain your budget. Get valuable coverage with competitive creditor insurance premiums.
Simple claims process
Focus on what matters during challenging times with our easy claims process. We'll provide support and assistance every step of the way.

Mortgages
Creditor Insurance for CIBC Mortgages
Help keep your family in your home no matter what happens. This insurance can help you manage your mortgage balance and/or payments during challenging times, protecting your biggest investment.

Credit cards
CIBC Payment Protector™ Insurance for Credit Cards
Take the stress out of managing your credit card debt in times of need. This insurance can help pay off or reduce your credit card balance, allowing you to focus on your health and well-being.

Line of credit
Creditor Insurance for CIBC Personal Lines of Credit (PLC)
Maintain your financial stability when you need it most. This insurance can help with your PLC payments during unexpected events, allowing you to focus on your next steps without financial worry.

Personal loans
Creditor Insurance for CIBC Personal Loans
This insurance can help manage your personal loan payments during unexpected events, giving you the freedom to focus on your loved ones and/or recovery without the added burden of financial strain.