CREDIT CARDS

No annual fee cards

To use the Credit Card Finder tool, tab through the filter options and select the client segment, card benefits, card type and reward partner. Results will be generated based on your selections. If you want to compare certain cards from your results, select the Compare Cards checkbox for each card. Once you have selected two cards, a Compare Tool panel will display with your selected cards and a Compare button. Jump to compare once you’ve made all your selections. You can select up to four cards to compare at a time. The Compare button will take you to a new page with a full list of details.
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*We recommend the best cards based on your average annual spending.

11 credit card results

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CIBC Aventura® Visa* Card about the CIBC Aventura Visa Card.

Experience more of the world with our most flexible travel rewards program.1
  • 1 point per $1 on travel booked through the CIBC Rewards Centre4
  • 1 point per $1 on eligible gas, electric vehicle charging, grocery and drugstore purchases3
  • Book travel with personalized assistance6
Annual fee
$0
Purchase interest rate2
RDS%rate[2].VSAVC.Published(null,null,6,null)(#O2#)%
Cash interest rate2

RDS%rate[2].VSAVC.Published(null,null,3,null)(#O2#)%
non-Quebec residents

RDS%rate[2].VSAVC.Published(null,null,90,null)(#O2#)%

Quebec residents

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CIBC Aeroplan® Visa* Card about the CIBC Aeroplan Visa Card.

The no annual fee travel card that turns your everyday purchases into a dream vacation.
  • 1 point per $1 directly with Air Canada® and Air Canada Vacations®, 2
  • 1 point per $1 on eligible gas, electric vehicle charging and groceries2
  • Preferred pricing4 | Earn points twice at over 170 retailers3
Annual fee
$0
Purchase interest rate1
RDS%rate[2].VSARO.Published(null,null,6,null)(#O2#)%
Cash interest rate1

RDS%rate[2].VSARO.Published(null,null,3,null)(#O2#)%
non-Quebec residents

RDS%rate[2].VSARO.Published(null,null,90,null)(#O2#)%

Quebec residents

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CIBC Aventura® Visa* Card for Students about the CIBC Aventura Visa Card for Students.

Experience more of the world with our most flexible travel rewards program.1
  • 1 point per $1 on travel booked through the CIBC Rewards Centre4
  • 1 point per $1 on eligible gas, electric vehicle charging, grocery and drugstore purchases3
  • Free SPC+ membership | CIBC Pace ItTM Installment Plans♢♢
Annual fee
$0
 
Purchase interest rate2
RDS%rate[2].VSAVC.Published(null,null,6,null)(#O2#)%
Cash interest rate2

RDS%rate[2].VSAVC.Published(null,null,3,null)(#O2#)%
non-Quebec residents

RDS%rate[2].VSAVC.Published(null,null,90,null)(#O2#)%
Quebec residents

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CIBC Aeroplan® Visa* Card for Students about the CIBC Aeroplan Visa Card for Students.

A no annual fee travel card that turns your everyday purchases into a dream vacation.
  • 1 point per $1 directly with Air Canada and Air Canada Vacations®, 2
  • 1 point per $1 on eligible gas, electric vehicle charging and groceries2
  • Preferred pricing4 | Earn points twice at over 170 retailers3
Annual fee
$0
Purchase interest rate1
RDS%rate[2].VSARO.Published(null,null,6,null)(#O2#)%
Cash interest rate1

RDS%rate[2].VSARO.Published(null,null,3,null)(#O2#)%
non-Quebec residents

RDS%rate[2].VSARO.Published(null,null,90,null)(#O2#)%

Quebec residents

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 CIBC Dividend® Visa* Card about the CIBC Dividend Visa Card.

Get the reliable, everyday use card that earns you cash back on daily essentials for no annual fee.
  • 2% cash back on eligible groceries3
  • 1% cash back on eligible gas, electric vehicle charging, transportation, dining and recurring payments3
  • Save on gas | Extended warranty5 | CIBC Pace ItTM Installment Plans
Annual fee
$0
Purchase interest rate1
RDS%rate[2].VSDIV.Published(null,null,6,null)(#O2#)%
Cash interest rate1, 2

RDS%rate[2].VSDIV.Published(null,null,3,null)(#O2#)%
non-Quebec residents

RDS%rate[2].VSDIV.Published(null,null,90,null)(#O2#)%
Quebec residents

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CIBC Dividend® Visa* Card for Students about the CIBC Dividend Visa Card for Students.

Student budgets go further with cash back on groceries, transportation and other daily essentials.
  • 2% cash back on eligible groceries3
  • 1% cash back on eligible gas, electric vehicle charging, transportation and recurring payments3
  • Free SPC+ membership | Extended warranty5 | Pay in installments††
Annual fee
$0
Purchase interest rate1
RDS%rate[2].VSDIV.Published(null,null,6,null)(#O2#)%
Cash interest rate1, 2

RDS%rate[2].VSDIV.Published(null,null,3,null)(#O2#)%
non-Quebec residents

RDS%rate[2].VSDIV.Published(null,null,90,null)(#O2#)% 
Quebec residents

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CIBC Costco Mastercard® about the CIBC Costco Mastercard.

Earn up to 3% cash back everywhere Mastercard is accepted.
The CIBC Costco Mastercard is exclusively for Costco members.1
  • 3% cash back at restaurants and Costco gas2
  • 2% cash back at other gas stations, electric vehicle charging stations and at Costco.ca2
  • CIBC Pace It™ Installment Plans: Special rates on eligible Costco purchases
Annual fee
$0
Purchase interest rate3
RDS%rate[2].MPCOS.Published(null,null,6,null)(#O2#)%
Cash interest rate3, 4

RDS%rate[2].MPCOS.Published(null,null,3,null)(#O2#)%
(non-Quebec residents)

RDS%rate[2].MPCOS.Published(null,null,90,null)(#O2#)%
(Quebec residents)

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CIBC Costco Business Mastercard® about the CIBC Costco Business Mastercard.

Join and earn a $100 Welcome Bonus!
The only business credit card exclusively for Costco members.1
  • 3% cash back at Costco gas and restaurants4
  • 2% cash back at Costcobusinesscentre.ca, at Costco.ca, on shipping, on insurance services, at other gas stations and at electric vehicle charging stations4
  • CIBC Pace It Installment Plans: Special rates on eligible Costco purchases
Annual fee
$0

Purchase interest rate3
RDS%rate[2].MBCOS.Published(null,null,6,null)(#O2#)%
Cash interest rate3
RDS%rate[2].MBCOS.Published(null,null,3,null)(#O2#)% 
non-Quebec residents
RDS%rate[2].MBCOS.Published(null,null,90,null)(#O2#)% 
Quebec residents
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CIBC bizline® Visa* Card about the CIBC bizline Visa Card.

Grow your business with affordable credit and low interest rates.
  • Access high credit limit — up to $50,0001
  • Add up to 9 cardholders under one account
  • CIBC CreditSmart ® helps you track your credit card activity
Annual fee
$0
Purchase interest rate1, 2
As low as CIBC Prime plus RDS%rate[2].VBBIZ.Published(null,null,22,null)(#R#)%
Cash interest rate1, 2
As low as CIBC Prime plus RDS%rate[2].VBBIZ.Published(null,null,22,null)(#R#)%
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CIBC Classic Visa* Card about the CIBC Classic Visa Card.

Get insurance coverage for no annual fee.
  • Send money abroad with $0 transfer fee with CIBC Global Money Transfer™.3 
  • Pay off large purchases with CIBC Pace It™ low rate Installment Plans
  • Save up to 10 cents per litre on gas with CIBC and Journie Rewards
Annual fee
$0
Purchase interest rate2
RDS%rate[2].VSREG.Published(null,null,6,null)(#O2#)%
Cash interest rate2
 
RDS%rate[2].VSREG.Published(null,null,3,null)(#O2#)%
non-Quebec residents
 
RDS%rate[2].VSREG.Published(null,null,90,null)(#O2#)%
Quebec residents
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CIBC Classic Visa* Card for Students about the CIBC Classic Visa Card for Students.

90-day protection on new purchases and $100,000 Common Carrier Accident Insurance.1
Send money abroad with $0 transfer fee with CIBC Global Money Transfer™, 3
  • Free SPC+ membership | CIBC Pace It™ Installment Plans††
  • Save up to 10 cents per litre on gas with CIBC and Journie Rewards
Annual fee
$0
Purchase interest rate2
RDS%rate[2].VSREG.Published(null,null,6,null)(#O2#)%
Cash interest rate2

RDS%rate[2].VSREG.Published(null,null,3,null)(#O2#)% 
non-Quebec residents

RDS%rate[2].VSREG.Published(null,null,90,null)(#O2#)% 
Quebec residents

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