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Agreements and Insurance

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Current cards

CIBC Aventura® Visa Infinite Privilege* Card

Learn more about the CIBC Aventura Visa Infinite Privilege Card

Agreements

Benefits Guide (PDF, 6.4 MB) Opens a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

Opens in a new window.Aventura Rewards Program Terms & Conditions Opens in a new window.

Insurance

 

 

 

 

 

 

 

 

Insurance certificates for the Aventura Visa Infinite Privilege Card (PDF, 1.3 MB) Opens in a new window.

CIBC Aventura® Visa Infinite* Card


Learn more about the CIBC Aventura Visa Infinite Card

Agreements

   Benefits Guide (PDF, 1.5 MB) Opens a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

Opens in a new window.Aventura Rewards Program Terms & ConditionsOpens in a new window.

Insurance

 

 

 

 

 

 

 

 

Insurance certificates for the Aventura Visa Infinite Card (PDF, 1.3 MB) Opens in a new window.

CIBC Aventura® Gold Visa* Card

Learn more about the CIBC Aventura Gold Visa Card

Agreements

Benefits Guide (PDF, 1.7 MB) Opens a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

Aventura Rewards Program Terms & Conditions Opens in a new window.

Insurance

 

 

 

 

 

 

 

Insurance certificates for the Aventura Gold Visa Card (PDF, 960 KB) Opens in a new window.

CIBC U.S. Dollar Aventura® Gold Visa* Card

Learn more about the CIBC U.S. Dollar Aventura Gold Visa Card

Agreements

   Benefits Guide (PDF, 830 KB) Opens a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

Aventura Rewards Program Terms & Conditions Opens in a new window.

Insurance

 

 

 

Insurance certificates for the U.S. Dollar Aventura Gold Visa Card (PDF, 405 KB) Opens in a new window.

CIBC Aventura® Visa* Card

Learn more about the CIBC Aventura Visa Card

Agreements

Benefits Guide (PDF, 1 MB) Opens a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

Aventura Rewards Program Terms & Conditions Opens in a new window.

Insurance

 

 

 

Insurance certificates for the Aventura Visa Card (PDF, 375 KB) Opens in a new window.

CIBC Aeroplan® Visa Infinite Privilege* Card

Learn more about the Aeroplan Visa Infinite Privilege Card

Agreements

Benefits Guide (PDF, 4.1 MB) Opens a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

Information on upcoming changes to your CIBC Aeroplan Visa Infinite Privilege Terms and Conditions and Benefits Guide (PDF, 80 KB) Opens in a new window.

For program terms, visit Aeroplan Opens in a new window.

Insurance

 

 

 

 

 

 

 

 

Insurance certificates for the Aeroplan Visa Infinite Privilege Card (PDF, 1.3 MB) Opens in a new window.

CIBC Aeroplan® Visa* Infinite Card

Learn more about the CIBC Aeroplan Visa Infinite Card

Agreements

Benefits Guide (PDF, 3.9 MB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

For program terms, visit Aeroplan Opens in a new window.

Insurance

 

 

 

 

 

 

 

 

Insurance certificates for the Aeroplan Visa Infinite Card (PDF, 1.3 MB) Opens in a new window.

CIBC Aeroplan® Visa* Card

Learn more about the CIBC Aeroplan Visa Card

Agreements

Benefits Guide (PDF, 5.7 MB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

For program terms, visit Aeroplan Opens in a new window.

Insurance

 

 

 

Insurance certificates for the Aeroplan Visa Card (PDF, 195 KB) Opens in a new window.

Travel rewards cards no longer available

CIBC Aventura® World Elite® Mastercard® Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 1.4 MB) Opens a new window.

New Benefits (effective April 1, 2020)Opens a new window in your browser.

Aventura Rewards Program Terms & Conditions Opens in a new window.

Insurance

Insurance certificates for the Aventura World Elite MasterCard Card (PDF, 1.3 MB) Opens in a new window.

CIBC Aventura® World Mastercard® Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 1.4 MB) Opens a new window.

New Benefits (effective April 1, 2020)Opens a new window in your browser.

Aventura Rewards Program Terms & Conditions Opens in a new window.

Insurance

 

 

 

 

 

 

 

 

Insurance certificates for the Aventura World MasterCard Card (PDF, 1.3 MB) Opens in a new window.

CIBC Aventura® Mastercard® Card

 

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide — $39 Fee (PDF, 985 KB) Opens a new window.

Benefits Guide — $99 Fee (PDF, 990 KB) Opens a new window.

Aventura Rewards Program Terms & Conditions Opens in a new window.

Insurance

$39 Fee


Insurance certificates for the $39 Aventura MasterCard Card (PDF, 565 KB) Opens in a new window.

$99 Fee

Insurance certificates for the $99 Aventura MasterCard Card (PDF, 715 KB) Opens in a new window.

CIBC Aerogold® Visa* Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 5.2 MB) Opens in a new window.

For program terms, visit Aeroplan Opens in a new window.

Insurance

Insurance certificates for the Aerogold Visa Card (PDF, 235 KB) Opens in a new window.

CIBC Gold Visa* Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 500 KB) Opens in a new window.

Gold Rewards Program Terms and Conditions (February 4, 2024) (PDF, 45 KB) Opens in a new window.

Insurance

$500,000 Common Carrier Accident Insurance (PDF, 65 KB) Opens in a new window.

CIBC Auto Rental Collision/Loss Damage Insurance (PDF, 75 KB) Opens in a new window.

Out-of-Province Emergency Travel Medical Insurance (PDF, 90 KB) Opens in a new window.

Purchase Security and Extended Protection Insurance (PDF, 650 KB) Opens in a new window.

Trip Interruption Insurance (PDF, 165 KB) Opens in a new window.

CIBC Vacationgold® Visa* Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 285 KB) Opens in a new window.

Vacationgold Rewards Program Terms and Conditions (February 4, 2024) (PDF, 45 KB) Opens in a new window.

Insurance

Out-of-Province Emergency Travel Medical Insurance (PDF, 160 KB) Opens in a new window.

CIBC Auto Rental Collision/Loss Damage Insurance (PDF, 185 KB) Opens in a new window.

Current cards

CIBC Dividend® Visa Infinite* Card

Read more details about the CIBC Dividend Visa Infinite Card

Agreements

Benefits Guide (PDF, 400 KB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

On Demand Redemption Terms and Conditions (PDF, 135 KB) Opens in a new window.

Insurance

 

 

 

 

 

Insurance certificates for the Dividend Visa Infinite Card (PDF, 805 KB) Opens in a new window.

CIBC Dividend Platinum® Visa* Card

Read more details about the CIBC Dividend Platinum Visa Card

Agreements

Benefits Guide (PDF, 460 KB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

On Demand Redemption Terms and Conditions (PDF, 135 KB) Opens in a new window.

Insurance

 

 

 

Insurance certificates for the Dividend Platinum Visa Card (PDF, 615 KB) Opens in a new window.

CIBC Dividend® Visa* Card

Read more details about the CIBC Dividend Visa Card

Agreements

   Benefits Guide (PDF, 400 KB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

On Demand Redemption Terms and Conditions (PDF, 135 KB) Opens in a new window.

Insurance

 

 

Insurance certificates for the Dividend Visa Card (PDF, 360 KB) Opens in a new window.

Cash back cards no longer available

CIBC Dividend Unlimited World Elite® Mastercard® Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 185 KB) Opens in a new window.

On Demand Redemption Terms and Conditions (PDF, 134 KB) Opens in a new window.

Insurance

Insurance certificates for the Dividend Unlimited World Elite MasterCard Card (PDF, 615 KB) Opens in a new window.

CIBC Dividend Unlimited World Mastercard® Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 215 KB) Opens in a new window.

On Demand Redemption Terms and Conditions (PDF, 215 KB) Opens in a new window.

Insurance

Insurance certificates for the Dividend Unlimited World MasterCard Card (PDF, 615 KB) Opens in a new window.

Current cards

CIBC Costco Mastercard® 

CIBC Costco World Mastercard®

 
Agreements

   Benefits Guide (PDF, 1.2 MB) Opens a new window.

   Information on changes to your CIBC Costco Mastercard® and CIBC Costco World Mastercard® Benefits Guide (PDF, 80 KB) Opens a new window.

    World Mastercard Benefits Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees for CIBC Costco Mastercard and CIBC Costco World Mastercard (PDF, 105 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions for CIBC Costco Mastercard® and CIBC Costco World Mastercard® (PDF, 105 KB) Opens in a new window.

   Additional Clauses applicable to CIBC Costco Mastercards (PDF, 45 KB) Opens in a new window.

Insurance

Insurance Certificate for the CIBC Costco Mastercard and CIBC Costco World Mastercard (PDF, 670 KB) Opens in a new window.

Current cards

CIBC Classic Visa* Card

Read more details about the CIBC Classic Visa Card

Agreements

Benefits Guide (PDF, 305 KB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

Insurance

 

 

$100,000 Common Carrier Accident Insurance (PDF, 55 KB)
 Opens in a new window.

Purchase Security and Extended Protection Insurance (PDF, 650 KB) Opens in a new window.

CIBC Select Visa* Card

Read more details about the CIBC Select Visa Card

Agreements

Benefits Guide (PDF, 230 KB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

Insurance

 

$100,000 Common Carrier Accident Insurance (PDF, 55 KB) Opens in a new window.

Current cards

CIBC Aventura® Visa* Card for Students

Learn more about the CIBC Aventura Visa Card for Students

Agreements

Benefits Guide (PDF, 1 MB) Opens a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

Aventura Rewards Program Terms & Conditions Opens in a new window.

Insurance

 

 

 

Insurance certificates for the Aventura Visa Card for Students (PDF, 375 KB) Opens in a new window.

CIBC Aeroplan® Visa* Card for Students

Learn more about the CIBC Aeroplan Visa Card for Students

Agreements

Benefits Guide (PDF, 5.7 MB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

For program terms, visit Aeroplan Opens in a new window.

Insurance

 

 

 

Insurance certificates for the Aeroplan Visa Card for Students (PDF, 430 KB) Opens in a new window.

CIBC Classic Visa* Card for Students

Learn more about the CIBC Classic Visa Card for Students

Agreements

Benefits Guide (PDF, 305 KB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

Insurance

 

 

$100,000 Common Carrier Accident Insurance (PDF, 55 KB) Opens in a new window.

Purchase Security and Extended Protection Insurance (PDF, 650 KB) Opens in a new window.

CIBC Dividend® Visa* Card for Students

Learn more about the CIBC Dividend Visa Card for Students

Agreements

   Benefits Guide (PDF, 400 KB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

On Demand Redemption Terms and Conditions (PDF, 135 KB) Opens in a new window.

Insurance

 

 

Insurance certificates for the Dividend Visa Card for Students (PDF, 360 KB) Opens in a new window.

Current cards

CIBC Aventura® Visa* Card for Business

Learn more about the CIBC Aventura Visa Card for Business

Agreements

Benefits Guide (PDF, 1.3 MB) Opens a new window.

CIBC Business Cardholder Agreement – Personal Liability (PDF, 135 KB) Opens in a new window.

CIBC Business Credit Card Summary of Annual Interest Rates and Fees (PDF, 105 KB) Opens in a new window.

Business Credit Card Privacy Disclosures, Terms and Conditions (PDF, 110 KB) Opens in a new window.

Aventura Rewards Program Terms & Conditions Opens in a new window.

Insurance

 

 

 

 

CIBC Aventura® Visa* Card for Business Plus

Agreements

Benefits Guide (PDF, 845 KB) Opens a new window.

CIBC Business Credit Card Agreement (Business Liability) (PDF, 380 KB) Opens in a new window.

CIBC Business Plus Visa Card Reference Guide (PDF, 225 KB) Opens in a new window.

Visa Spend Clarity for Business (PDF, 690 KB) Opens in a new window.

Aventura Rewards Program Terms & Conditions Opens in a new window.

Insurance

 

 

 

 

 

Insurance certificates for the CIBC Aventura Visa Card for Business Plus (PDF, 475 KB) Opens in a new window.

CIBC Aeroplan® Visa* Business Card

Learn more about the CIBC Aeroplan Visa Business Card

Agreements

Benefits Guide (PDF, 6.7 MB) Opens in a new window.

CIBC Business Cardholder Agreement – Personal Liability (PDF, 135 KB) Opens in a new window.

CIBC Business Credit Card Summary of Annual Interest Rates and Fees (PDF, 105 KB) Opens in a new window.

Business Credit Card Privacy Disclosures, Terms and Conditions (PDF, 110 KB) Opens in a new window.

For program terms, visit Aeroplan Opens in a new window.

Insurance

 

 

 

 

 

Insurance certificates for the Aeroplan Visa Business Card (PDF, 830 KB) Opens in a new window.

CIBC Aeroplan® Visa* Business Plus Card

Learn more about the CIBC Aeroplan Visa Business Plus Card

Agreements

Benefits Guide (PDF, 8.9 MB) Opens in a new window.

CIBC Business Credit Card Agreement (Business Liability) (PDF, 380 KB) Opens in a new window.

CIBC Business Plus Visa Card Reference Guide (PDF, 225 KB) Opens in a new window.

Visa Spend Clarity for Business (PDF, 690 KB) Opens in a new window.
 

Insurance

 

 

 

 

 

Insurance certificates for the CIBC Aeroplan Visa Business Plus Card (PDF, 840 KB) Opens in a new window.

CIBC Corporate Classic Plus Visa* Card

Agreements

Benefits Guide (PDF, 945 KB) Opens in a new window.

CIBC Business Credit Card Agreement (Business Liability) (PDF, 380 KB) Opens in a new window.

CIBC Business Plus Visa Card Reference Guide (PDF, 225 KB) Opens in a new window.

Visa Spend Clarity for Business (PDF, 690 KB) Opens in a new window.
 

Insurance

 

Insurance certificate for the CIBC Corporate Classic Plus Visa Card (PDF, 55 KB) Opens in a new window.

CIBC Costco®† Business Mastercard®

Learn more details about the CIBC Costco Business Mastercard

Agreements

Benefits Guide (PDF, 795 KB) Opens a new window.

Information on changes to your CIBC Costco Business Mastercard® Benefits Guide (PDF, 80 KB) Opens a new window.

CIBC Business Cardholder Agreement – Personal Liability (PDF, 135 KB) Opens in a new window.

CIBC Business Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Business Credit Card Privacy Disclosures, Terms and Conditions (PDF, 115 KB) Opens in a new window.

Insurance

 

 

Insurance Certificate for the CIBC Costco Business Mastercard (PDF, 140 KB) Opens in a new window.

CIBC bizline® Visa* Card

Learn more about the CIBC bizline Visa Card

Agreements

Benefits Guide (PDF, 215 KB) Opens in a new window.

CIBC Business Cardholder Agreement – Personal Liability (PDF, 135 KB) Opens in a new window.

CIBC Business Credit Card Summary of Annual Interest Rates and Fees (PDF, 105 KB) Opens in a new window.

Business Credit Card Privacy Disclosures, Terms and Conditions (PDF, 110 KB) Opens in a new window.

Insurance

 

Insurance certificate for the CIBC bizline Visa Card (PDF, 55 KB) Opens in a new window.

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