Discover the key benefits of the CIBC Home Power Plan

Manage your line of credit and mortgage under one plan

Use the value of your home to borrow money

Access your line of credit at any time

Only pay interest on the amount you use

Get creditor insurance protection for your personal line of credit

Borrow up to 80% of the value of your home1

Find the mortgage that best suits you

CIBC Fixed-Rate Closed Mortgage

You’ll always know exactly what your payments will be. You can choose terms of up to 10 years and can prepay up to 10% annually.

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CIBC Variable Flex Mortgage®

Take advantage of competitive interest rates. You’ll have the option to pay down your mortgage faster with pre-payment privileges of up to 20%.

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about the Home Power Plan line of credit.

Special offers

You might also be interested in these special offers

A line of credit to help you conquer your goals

Enjoy a low introductory rate, equal to CIBC Prime currently at RDS%rate[1].PRIME.Published(null,null,null,null)(#O2#)% until December 7, 2025.

Frequently asked mortgage questions