CIBC Aeroplan® Visa* Card

The no annual fee travel card that turns your everyday purchases into a dream vacation.

Welcome Offer

Join and get up to $200 in value in your first year!^ⓘ

Show more offer details

Apply now

$15,000 minimum annual household income

Fees and interest rates

Annual fee

$0 for up to 3 additional cards

Purchase interest rate^ⓘ

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Cash interest rate^ⓘ

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non-Quebec residents

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Quebec residents

Earn Aeroplan points faster so you can travel sooner

1 point

for every $1 you spend on eligible gas, electric vehicle charging, groceries and with Air Canada directly, including through Air Canada Vacations®.^ⓘ

Want to save on gas? Get up to 10 cents off per litre at participating gas stations with Journie Rewards.

Gas

Electric Vehicle Charging

Groceries

Air Canada

1 point

for every $1.50 you spend on all other purchases.^ⓘ

Other Purchases

Earn points twice

at over 150 Aeroplan partners and over 170 online retailers through the Aeroplan eStore.^ⓘ

Aeroplan eStore

Elevate your travel with Aeroplan Elite™ Status

Enjoy an even better travel experience the more you fly with Air Canada, including premium services at the airport and your choice of upgrades

Your top Aeroplan card benefits

Book flight rewards for less

Primary cardholders can often book flight rewards for even fewer points.^ⓘ Plus, no additional airline surcharges on flight rewards with Air Canada®.^ⓘ

Get valuable insurance coverage

Get added protection when renting a car with Auto Rental Collision and Loss Damage Insurance, plus extra protection for new purchases with Purchase Security and Extended Protection Insurance.^ⓘ

Get a 4^th night free

Aeroplan Credit Cardholders can now get an extra night free for every 3 hotel nights redeemed with Aeroplan points.^ⓘFor more details, see website about the Aeroplan Get a 4th Night Free Hotel Offer. Opens in a new window..

Apply now

$15,000 minimum annual household income

More to love about this card

Earn rewards faster

With Aeroplan Family Sharing, combine points with other Aeroplan members in your household to redeem your next flight reward sooner.^ⓘ

Redeem with ease

Every Air Canada seat available for purchase is also available for Aeroplan points — no restrictions.^ⓘ Plus, pay for flight rewards with a combination of points and cash.^ⓘ

Use your points when you're ready

Aeroplan points won't expire as long as you, the primary cardholder, continue to hold your CIBC Aeroplan credit card.^ⓘ

Learn more about your benefits

Aeroplan Program Opens in a new window.

CIBC Aeroplan Privacy Statement

Find out what your Aeroplan points can get you^ⓘ

Use the sliders to estimate your monthly credit card spending.^ⓘ Earn the full welcome bonus in the first year when you make your first purchase with your card.^ⓘ

This tool is currently unavailable. Please see Overview and Advice.

Aeroplan Flight Reward Chart (PDF, 475 KB) Opens in a new window.

Protecting your card

Visa’s Zero Liability Policy

Should someone steal your card, your card number, or other card details, you will not be held responsible for fraudulent purchases processed through the Visa network as long as you meet your obligations and use care to protect your card and PIN.

CIBC is committed to upholding the Visa Zero Liability policy, which sets the standard for what you can expect when you do business with us. To learn more, visit Visa Purchase Protection Opens in a new window..

Fraud alerts

We monitor fraud trends and typical debit and credit card activity. When we detect various factors that indicate a transaction may be fraudulent, we’ll notify you by text, email or phone to authenticate the transaction. To learn more, visit Fraud alerts.

Digital Disputes Platform

Have a transaction you don’t recognize? Contact us about it immediately by submitting a digital dispute. Simply sign on to your online or mobile banking, select the transaction you don’t recognize, select “Report an issue” and follow the instructions to submit your dispute.

Valuable insurance included with your card^ⓘ

Purchase Security and Extended Protection Insurance

Common Carrier Accident Insurance

Auto Rental Collision and Loss Damage Insurance

Insurance certificates for the Aeroplan Visa Card (PDF, 195 KB) Opens in a new window.

For Quebec residents: Product Summaries and Fact Sheets (PDF, 1.1 MB) Opens in a new window.

Optional insurance for your card

CIBC Payment Protector™ Insurance for Credit Cards

Help keep your finances on track by reducing the burden of your credit card payments if you’re unable to work due to disability, job loss, critical illness or in the event you pass away.^ⓘ

Protect your balance

Security features included with your card

Manage your card online

Activate a new or replacement card, lock a missing card or report a lost or stolen card with just one click through the CIBC Mobile BankingApp and CIBC Online Banking.

Spend alerts

Set up alerts through the CIBC Mobile Banking App and CIBC Online Banking. Get notified by phone, email or online message when you've exceeded your customized budget or are nearing your credit limit.^ⓘ

Fraud alerts

Set up alerts and get notified as soon as possible about potential unauthorized use of your credit card through alerts by email or online message.

Credit report alerts

Stay up to date on key changes to your personal credit report so you're aware of any unusual activity.^ⓘ You can also schedule other alerts and reminders so that you are notified when your payment is due, when your eStatement is ready and much more.

Documents

Benefits Guide (PDF, 5.7 MB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

CIBC Pace It™

Some purchases can't wait. CIBC Pace It helps manage your finances with Installment Plans on your credit card at lower interest rates. Start paying for the big things that matter at a pace you choose.^ⓘ

Learn more about CIBC Pace It Installment Plans.

CIBC Aeroplan Visa Card

Ready to earn Aeroplan points?

Applying takes about 5 minutes, and you'll get a response in as little as 60 seconds^ⓘ.

Apply now

Get started

Call us: 1-866-525-8622

Find a Banking Centre

Meet with us

Not the right card for you?

Here are a few more that could suit you better.

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CIBC Aventura® Gold Visa* Card

Explore all travel rewards cards

Questions?

Top credit card questions Opens in a new window.

CIBC Aeroplan® Visa* Card

Fees and interest rates

Annual fee

Purchase interest rateⓘ

Cash interest rateⓘ

Earn Aeroplan points faster so you can travel sooner

Elevate your travel with Aeroplan Elite™ Status

Your top Aeroplan card benefits

Book flight rewards for less

Get valuable insurance coverage

Get a 4th night free

More to love about this card

Earn rewards faster

Redeem with ease

Use your points when you're ready

Learn more about your benefits

Find out what your Aeroplan points can get youⓘ

Protecting your card

Visa’s Zero Liability Policy

Fraud alerts

Digital Disputes Platform

Valuable insurance included with your cardⓘ

Optional insurance for your card

Security features included with your card

Manage your card online

Spend alerts

Fraud alerts

Credit report alerts

Documents

CIBC Pace It™

Ready to earn Aeroplan points?

Get started

Not the right card for you?

Purchase interest rate^ⓘ

Cash interest rate^ⓘ

Get a 4^th night free

Find out what your Aeroplan points can get you^ⓘ

Valuable insurance included with your card^ⓘ