Accessibility Quick Links
![CIBC Dividend Visa Infinite Card.](/etc.clientlibs/cibcpublic/clientlibs/assets/resources/images/spacer-1px.png)
$60,000 individual, or $100,000 household minimum annual income
Fees and interest rates
Annual fee
$120 — first year rebatedⓘ
$30 each for up to 3 additional cards — first year rebatedⓘ
Enjoy an annual fee rebate every year for the primary cardholder of up to $120 if you have a CIBC Smart Plus™ Account.
Purchase interest rateⓘ
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Earn more cash backⓘ
![Milesopedia Best Cash Back Credit Card 2024 logo.](/etc.clientlibs/cibcpublic/clientlibs/assets/resources/images/spacer-1px.png)
![Milesopedia Best Cash Back Credit Card 2023 logo.](/etc.clientlibs/cibcpublic/clientlibs/assets/resources/images/spacer-1px.png)
![Prince of Travel Best Cash Back Credit Card 2023 logo.](/etc.clientlibs/cibcpublic/clientlibs/assets/resources/images/spacer-1px.png)
![Milesopedia Best Cash Back Credit Card 2022 logo.](/etc.clientlibs/cibcpublic/clientlibs/assets/resources/images/spacer-1px.png)
![Milesopedia Best Cash Back Credit Card for Grocery 2022 logo.](/etc.clientlibs/cibcpublic/clientlibs/assets/resources/images/spacer-1px.png)
![Milesopedia Best Visa Cash Back Credit Card for Gas and Transit 2022 logo.](/etc.clientlibs/cibcpublic/clientlibs/assets/resources/images/spacer-1px.png)
$60,000 individual, or $100,000 household minimum annual income
More to love about this card
Enjoy exclusive offers
Access hotel benefits, unique dining events and 24-hour complimentary concierge services with the Visa Infinite® program Opens in a new window..ⓘ
Save on car rentals
Get up to 25% off auto rentals at participating Avis® and Budget® locations worldwide when you pay with your Dividend card.ⓘ Learn more about auto rental discounts at Avis Opens in a new window. and Budget Opens in a new window..
Protecting your card
Visa’s Zero Liability Policy
Fraud alerts
Digital Disputes Platform
Valuable insurance included with your cardⓘ
Optional insurance for your card
CIBC Payment Protector™ Insurance for Credit Cards
Security features included with your card
Manage your card online
Spend alerts
Fraud alerts
Credit report alerts
![Couple sitting on the floor looking at paint samples](/etc.clientlibs/cibcpublic/clientlibs/assets/resources/images/spacer-1px.png)
CIBC Pace It™
CIBC Dividend Visa Infinite Card
Ready to cash in on your purchases?
![CIBC Dividend Visa Infinite Card.](/etc.clientlibs/cibcpublic/clientlibs/assets/resources/images/spacer-1px.png)