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$15,000 minimum annual household income
Fees and interest rates
Annual fee
$99 — first year rebatedⓘ
$30 each for up to 3 additional cards — first year rebatedⓘ
Enjoy an annual fee rebate every year for the primary cardholder of up to $99 if you have a CIBC Smart Plus™ Account.
Purchase interest rateⓘ
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Earn more cash backⓘ
3%
Gas
Electric Vehicle Charging
Groceries
2%
Transportation
Dining
Recurring Payments
1%
Everything Else
Earn maximum rewards
No limit on the total cash back you can earn.ⓘ
$15,000 minimum annual household income
More to love about this card
Access valuable insurance coverage
Your CIBC Dividend Platinum Visa Card comes with valuable insurance card including Auto Rental Collision and Loss Damage Insurance and Purchase Security and Extended Warranty Insurance.ⓘ
Save on car rentals
Get up to 30% off base rates with Avis® Pay Now or up to 35% off base rates with Budget® Pay Now at participating locations worldwide when you pay with your CIBC Dividend Platinum Visa card.ⓘ Learn more about auto rental discounts at Avis Opens a new window. and Budget Opens a new window..
Protecting your card
Visa’s Zero Liability Policy
Fraud alerts
Digital Disputes Platform
Valuable insurance included with your cardⓘ
Optional insurance for your card
CIBC Payment Protector™ Insurance for Credit Cards
Security features included with your card
Manage your card online
Spend alerts
Fraud alerts
Credit report alerts
CIBC Pace It™
CIBC Dividend Platinum Visa Card
Ready to cash in on your purchases?