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Why choose a CIBC Market Linked GIC?
The interest rate is tied to market performance, so you have a chance to earn more than a traditional GIC.
Potential for higher returns
Peace of mind
Low minimum investment
How they work
Income
This may be right for you if you want:
- Regular interest payments, either monthly or annually
- A guaranteed minimum return
- The potential to outperform a fixed-rate GIC
Income and growth
This may be right for you if you want:
- Regular interest payments annually
- A fixed return with the chance of getting a higher return at maturity
Growth
This may be right for you if you:
- Don't need interest payments before maturity
- Want the potential to outperform a fixed-rate GIC but don't need a guaranteed return
What you need to know
Minimum investment
$500
Type
Non-redeemable
Access
Only at maturity
Available terms
2 to 5 years
Account types
Non-registered, RRSP, TFSA
Interest
Depends on the investing strategy you choose
Renewal
You can't renew your GIC when it matures, but you can invest in a new one
Current offerings
To learn more about our Market Linked GICs, visit CIBC Structured Notes Opens a new window in your browser.
Interested in other GIC rates?
How to invest in a CIBC Market Linked GIC
What you need to get started
- Your Social Insurance Number
- You must be living in Canada
- A CIBC personal bank account
Need an account? Apply for a bank account Opens in a new window. - Your GIC account number if you plan to use that account
Fill out the application
Applying online only takes about 5 minutes. Want us to guide you through the application? Call us or visit a CIBC Banking Centre. If you're already a client, you'll spend less time applying.
Review the details online
Keep tabs on your GIC using CIBC Online Banking®. Check your maturity date, deposit amount and more at any time.
Explore our most popular products and discover a GIC that’s right for you. Our GIC calculator can help you select a product and show your expected returns.
