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Mortgages
Mortgage tools and calculators
Start your home-buying journey with our easy-to-use tools. Find out how much you can afford, get pre-qualified online in just a few seconds or apply for a mortgage.
Want to know how much you can borrow for your first or next home? Get an estimate in just a few seconds.
Answer a few quick questions for a personalized estimate of what you may qualify to borrow.
- It's the first step in buying your first home or selling your existing home to buy another
- Get an estimate of how much you can borrow in just a few seconds
- It won't affect your credit score
Get pre-approved
Ready to take the next step? Get a rate hold and a certificate that your mortgage is pre-approved, subject to conditions.
Pre-approval is an essential part of the homebuying process. It's important to speak with the right person and understand how much mortgage you can afford based on term, interest rate and principal amount. With this in hand, you can start shopping for your new home with confidence.
- Tell us about what you're looking for and we'll pair you with a mortgage expert
- We'll guide you through the ins and outs of financing a home so it's more affordable to you
- Get tailored advice with no cost or obligation
Apply for a mortgage
Already found your dream home? Want to refinance your existing mortgage or tap into your home equity to fund life's conveniences? Let's start the conversation.
Submit your mortgage application online and a Mortgage Advisor will guide you through the next steps.
- Get a mortgage for your first or next property
- Transfer your existing mortgage to CIBC
- Refinance your mortgage to secure a great rate
- Use your home equity to help pay for major purchases or consolidate debt
Mortgage affordability calculator
Input your income and expenses to get an estimate on how much mortgage you can afford. Want an even more personalized experience? Check out our pre-qualification tool.
Mortgage payment calculator
Calculate how much your mortgage payments could be. See how changing your payment frequency and making prepayments might help you save on your interest cost over the life of your mortgage.
Home equity calculator
Borrowing from your home equity could help you make a major purchase, renovate or consolidate debt. Calculate your available home equity and how much you could borrow based on this amount.
Let's talk about your next move