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Start saving for your mortgage, tax-free
This new type of registered plan is designed to help you save for your first home, tax-free. Qualifying contributions are tax deductible and withdrawals to purchase a qualifying home are non-taxable. Invest with an advisor or choose your own investments with Investor’s Edge.
Three steps to your first home
Browse articles, use calculators and watch videos to learn about buying your first home.
Step 1: Get prepared
Be in the know before buying a home.
Step 2: Shop for your first home
Build your home shopping to-do list.
Step 3: Buy your first home
Confirm the final details and become a homeowner.
Our featured rates
High-ratio mortgage
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(APR RDS%rate[5].5YRVARCLO.Published(5_null_null_Years_T,null,2,null)(#O2#)%)‡
Frequently asked questions
- What is the First Home Savings Account (FHSA)? Opens in a new window.
- What is the Home Buyers' Plan? Opens a new window in your browser.
- How do I get information about a CIBC mortgage? Opens a new window in your browser.
- How do I apply for a CIBC mortgage online? Opens a new window in your browser.
- How do I find a CIBC Mortgage Advisor? Opens a new window in your browser.