Choose up to 3 chequing accounts or up to 3 savings accounts to compare. Learn about their features, fees and details to find the right fit for you.

Compare chequing accounts

Chequing

CIBC Smart™ Account

 

 

Monthly fee

$0 up to $16.95

 

Transactions, 

Chequing

CIBC Smart™ Plus Account

 

 

Monthly fee

$0 or $29.95

 

Transactions

Unlimited

Chequing

CIBC Smart™ for Seniors with CIBC Smart Account

 

Monthly fee

$0 to $10

Includes the $6.95 monthly fee discount

 

Transactions

Chequing

CIBC Smart™ for Seniors with a CIBC Smart™ Plus Account

 

Monthly fee

$23

Includes the $6.95 monthly fee discount

 

Transactions 

Unlimited

Chequing

CIBC Smart™ Start

 

Monthly fee

$0 

 

Transactions 

Unlimited

Chequing

CIBC Smart™ for Students

 

Monthly fee

$0 

 

Transactions 

Unlimited

Chequing

CIBC Smart™ for Foreign Workers

 

 

Monthly fee

$0 for 2 years 

 

Transactions 

Unlimited for 2 years 

Chequing

CIBC Everyday® Chequing Account

 

 

Monthly fee

$4.00

 

Transactions 

12 included 

$1.25 for each additional transaction

Chequing

CIBC Smart™ for Seniors with a CIBC Everyday® Chequing Account

 

Monthly fee

$0

includes the $4.00 monthly fee discount

 

Transactions 

12 included 

$1.25 for each additional transaction

Compare savings accounts

Savings

CIBC eAdvantage® Savings Account

 

Special offer

Save more, faster. Get  RDS%rate[3].CESA.Published(null,0.0_and over_0.0_CAD_Bonus,1,1)(#O2#)% for 3 months when you open your first account.  Limits apply. 

 

Includes

No minimum balance requirement

Smart Interest on up to $200,000 when you save $200 or more a month. 

No monthly fee; $5 per transaction 

 

Transactions 

$5.00 each

U.S. dollar

CIBC US$ Personal Account

 

Deposit, withdraw and save your U.S. dollars.

 

Regular Interest 

RDS%rate[3].CUPA.rate(null,0.0_up to_2999.99_CAD_Balance,1,1)(#O2#)% to RDS%rate[3].CUPA.rate(null,60000.0_and over_0.0_CAD_Portion,1,1)(#O2#)%

Review current interest rates

 

Transactions 

$0.75 US each

Savings

CIBC TFSA Tax Advantage Savings Account®

 

Interest

RDS%rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Balance,1,1)(#O2#)% 

 

Transactions

N/A

Savings

CIBC Savings


Save for your first home, tax-free. Earn interest on your First Home Savings Account (FHSA) contributions.

 

Interest

RDS%rate[3].NOMCISAV.Published(null,0.0_and over_0.0_CAD_Balance,1,1)(#O2#)%
 

 

Transactions 

N/A

Savings

CIBC RRSP Daily Interest Savings Account


Build your retirement savings with guaranteed principal and interest.

 

Interest

RDS%rate[4].DISA.Published(null,100000.0_and over_0.0_CAD_Balance,1,1)(#O2#)%
 

 

Transactions 

N/A

U.S. dollar

CIBC US$ Personal Account for Seniors

 

Clients age 65 and older enjoy special benefits.

 

Regular Interest

RDS%rate[3].CUPA.rate(null,0.0_up to_2999.99_CAD_Balance,1,1)(#O2#)% to RDS%rate[3].CUPA.rate(null,60000.0_and over_0.0_CAD_Portion,1,1)(#O2#)%

Review current interest rates

 

Transactions 

2 free transactions per month 

$0.75 US for each additional transaction

Features of our bank accounts

Manage your accounts the way you like with our award-winning CIBC Mobile Banking® App or CIBC Online Banking®.

Apply online and access your bank account instantly. You can also add your debit card to your mobile wallet and start shopping on the first day.

Manage your spending and grow your savings with help from CIBC Insights — our mobile banking tool that offers tailored tips based on your debit and credit card activity.

Your bank account questions answered