RRSP Maximizer Loan

Meet your investment goals by taking advantage of your unused RRSP contributions of $1,000 to $50,000.

Term: 12 months to 10 years¹

Rate: Interest rates as low as CIBC Prime +1%²

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This loan is for you if you want:

A potential tax refund by maximizing your RRSP contribution
To borrow money to contribute to your RRSP, with affordable monthly payments spread out over periods of up to 10 years¹
To benefit from tax-deferred growth within your RRSP
Access to larger amounts (between $1,000 and $50,000)
The ability to pay off all or part of your loan without penalty