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Take control of your credit
Track your finances
Get a detailed overview of your credit card spending in your monthly statements.
Manage your spending
Create customized budgets and personal spend categories with a CIBC CreditSmart Spend Report and a CIBC CreditSmart Personal Spend Manager.
Set up alerts
Get notified if you exceed your customized budget with CIBC CreditSmart Spend Alerts.
Stay on top of your budget with CreditSmart’s features
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Monthly statements
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Spend reports
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Spend alerts
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Personal spend manager
Become a credit expert
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Paying off your credit card debt
With a solid plan and some dedication, you can pay off your card debt and reach your financial goals faster.
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How to avoid missing credit card payments
Follow these simple tips to avoid late credit card payments and unnecessary interest charges on your CIBC cards.
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Keep track of your accounts with alerts
Learn how to set up alerts and customize the account activity you want to monitor — we’ll take care of the rest.